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banking banks clear compared deal hot interest investment loan quarter rate retail sector tied tougher trading volume
I think it's clear that the banks that are more tied to the retail sector are going to have a much tougher quarter compared to those with diversified positions. The banks in the retail sector have to deal with interest rate compression, loan volume will be tougher, and they don't have the trading or investment banking that are hot now. Richard Bove
banking basic believe crisis due mean sort stock
I think the basic fundamental underpinnings are very sound. The banking system's sound, there's no near-term crisis to be had. It doesn't mean the stock market's not overextended - which I believe it is and is due for some sort of setback. But I don't think it's 1987 all over again. Vincent Farrell
banking coming halfway huge literary novel publish quit second
I thought that I would have a huge literary novel coming out when I was, like, 29. I quit my banking job, and I was halfway through my second novel - and I will never publish it, because it's very mediocre. Philipp Meyer
banking banks basis below bit cap capital consensus difficult drive ends fed great growth hurt issues loan margin market markets meet months near raised rates second simply smaller terms top
I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength. Andy Collins
banking general market people starting stocks value
I'd like to think that this is a bottoming out and people are starting to see the value that a lot of these banking stocks offer. I'd like to think there's some bottoming out and strength, but in general the market is nervous. Tom Finucane
banking bid helping provide remains retail share support
Retail banking remains a concern, as does unsecured lending. However, with bid speculation helping the valuation, this should provide support for the share price. Andy Penman
banking best companies models niche practices retail
Retail banking is a distribution game. The models for best practices in distribution are companies like Wal-Mart and the niche retailers. Adam Dener
banking regulate sector
Regulators can't regulate the banking sector by themselves. They need the market. Stephen Greene
banking gives industry investment investors learned recovery sale
Investors already learned about the recovery in Japan's banking industry and the Mizuho sale gives them another investment opportunity. Wataru Kasatani
commission fell human last night reform rights
Last night and his morning, the human rights commission reform fell apart. Richard Grenell
commission directly government initiate inquiry nigerian report un
It is not enough for the Nigerian government to initiate an investigation. We need an international commission of inquiry that will report directly to the UN Secretary-General and make its findings public. Kolawole Olaniyan
commission comply confirmed court failed instance march microsoft prefer regrets since year
It is one year since the Court of First Instance confirmed Microsoft had to comply with the March 2004 decision. The Commission regrets Microsoft has failed to do so. We would prefer Microsoft to comply with the March 2004 decision, and not with their interpretation of that decision. Jonathan Todd
commission member request respond speed states urgent welcome
I welcome the speed with which the commission and member states have been able to respond to the urgent request for help. Jose Barroso
commission decide decision expect few issue needs people revisit sort stick
I don't expect this commission to revisit every issue that we decide because there are few people that are upset. I think it needs to be re-addressed, but we need to make some sort of decision and stick with it. Mayor Mulder
commission earn employees extremely fact financial high less principle reason service subject
Our commission has been subject to extremely high attrition, ... with the principle reason being the fact that our employees earn substantially less than their counterparts in the other financial service regulatory agencies. Harvey Pitt
commission conduct doubt election electoral evolve helped law major parties shot together tremendous
In 1988, there was no doubt that the election was shot through with fraud. In 1994, there was tremendous improvement. In 1996, the major parties got together and helped to evolve a new electoral law that made an independent commission to conduct the whole election, Jimmy Carter
commission european extremely insisted
I'm extremely disappointed that the European Commission has insisted on perpetuating this dispute, Charles Grassley
commission fair impartial
I just want to be part of a fair and impartial commission board. Raymond Bunn
congress gorilla happen major nobody program protecting talking
The only thing I think can happen is that (Congress enacts) a very large, across-the-board cut, ... and nobody is talking about that. Every major program has an 800-pound gorilla protecting it. Keith Ashdown
congress elect supposed
Having been in Congress, you know that's part of our responsibility: the constituent has a problem, ... We're supposed to write back and say, 'Well I can't do anything?' That's not what they elect you for. Bob Dole
congress grass member roots talk talks whether
He's able to talk to anybody, whether it's a grass roots advocate, a member of Congress or of the (Bush) administration, ... And he not only talks but he acts. Jerry Reed
congress direction forward good improve introduced looking passing safety specter step
I think what Sen. Specter has introduced is a very good step in the right direction and we're looking forward to Congress passing legislation to improve the safety of miners. Phil Smith
congress efforts hangover spending tax type
I think sometimes after we have this type of party, there is a hangover -- and this comes in '05, ... The new Congress in '05 will make efforts to restrain growth. They may not rescind the tax cuts, but there will be spending restraint. But between now and then, it's just a party. Greg Valliere
congress easy exactly goes member people reserved rooms streets york
I don't know what goes on on ships, ... I can tell you exactly what goes on on the streets of New York City. You are safe. People are nice. It is exciting. It is easy to get around. We have rooms reserved for every member of Congress and for every delegate. Michael R. Bloomberg
congress landing people until
If you're not going to have a lunar landing until 2018, how are you going to keep people and Congress interested? John Pike
congress difficult great history table work
If you look through history, all of the great work we've done in Congress has been around a table of compromise, when it comes to the most difficult problems. Claire McCaskill
congress including position response
In response to inquiries, including from Congress, we are clarifying our position on the science. Susan Bro
early knowing race ran
Knowing how we ran early in the race and how I think we could have run, I was disappointed. But at the same time, I went there knowing I was going to race for a finish. I didn't race anybody. Tony Raines
early emphasis felt feminist movement took
I would say that Cosmo was always a feminist magazine; it was before the movement really took shape. The early feminist movement felt I put a lot of emphasis on beauty, which was true. Helen Brown
early games groove hitting katie pitching ready spots stronger
Katie was ready to go (Thursday). She got into a groove early and started hitting her spots and pitching stronger as the games progressed. Mike Ledsome
early exploit free kicks looking mistakes stuff
Just looking at their results, I think it will be a pretty even match. We want to come out and not make any mistakes early on. We want to try and exploit some of the free kicks and throw-in stuff we've been working on. Rich Brands
early half second struggled tuesday
Just like Tuesday (against Dallas) we struggled early and in the second half we were able to make a run. It was just a little to late. Ben Gordon
early fight great happen joe maybe next ready rearrange
Joe is never going to be ready for that (November date) so we'll try to rearrange it for next year. It is frustrating for Joe but these things happen in boxing. It is a great shame. We'll do the fight early next year, maybe February. Frank Warren
early feedback form good
I think it is too early to form a long-lasting opinion. It is good to get some feedback first. Kevin Merkle
early
He comes out early all the time. But he's struggling. Jim Schmitz
early elections insisted
He (Sharon) also insisted that we must go to early elections as early as possible. Amir Peretz
hearings legal mainstream philosophy tradition
His expressions in the hearings on legal philosophy are right in the mainstream of legal tradition and legal thinking. Paul Rothstein
hearings huge time
If there ever was a time when the hearings are going to make a huge difference, it's now, Charles Schumer
hearings held iraq regarding relations year
The International Relations Committee, on which I sit, has held only two hearings this year regarding Iraq - a woefully insufficient number. Russ Carnahan
hearings impact investor people rally
These hearings have an impact on investor psychology, they make people nervous, and that's why we're having a rally at the close. Ken Tower
hearings start unfair
It is unfair to start the hearings before she's ready, Arlen Specter
hearings noon start
We'll start hearings at noon on 9 January, Arlen Specter
hearings knows
She knows the hearings are an important part of the process. She'll be ready. Dana Perino
hearings memorial none
None of us was contacted about any hearings on this plan. There was no dialogue. The interstate was designated the American Legion Memorial Highway, and that's just been forgotten. Richard Hall
hearings proper questions quite raises wait
We really thought the proper thing to do was to wait and see what comes out of the hearings before making a decision, ... This is a person who is quite qualified, but raises many questions on fundamental rights. David Saperstein
job kid kids philosophy puts winning
Kids who come here, I see them grow. My philosophy is not winning and losing. When I see a kid like Tracey, it puts this job in perspective. Greg Jackson
job jordan nice
Jordan did a very nice job out there. He pitched excellent. He only made one mistake. Travis Moyer
job nice talented
Joey's a talented kid. He did a nice job on his routes. Scott Rice
job joe shooting
Joe did an outstanding job on Biggs. We didn't want him shooting 3s. Matt McKay
job joe keeping miraculous splitting squad
Joe did a miraculous job keeping that squad from not splitting offensively and defensively. Galen Hall
job left pottery sweeping time
Journalists like to say I started off sweeping the pottery floors. But it was just a short-lived part time job doing that after I left school. John Caudwell
jobs kids lives
Jobs can wait, but the lives of these kids cannot. And because no one else was doing anything else about it. Garrett Gravesen
job viewed
He viewed it as a job that had to be done. Glen Smith
job spring training
He comes into Spring Training where it's his job to lose. Allard Baird
led stepped today
He comes to play in big games, and today was two big games. I think he stepped up and led us to victory. Mike Conley
led player special
He led the way, that's for sure. I think he showed what a special player is. Steven Reinprecht
led team
He's been so solid. He's come in and led the team from the start. Seth Vining
led plays school trying
I was always kind of a loudmouth and a class clown, and that kind of led to doing all the school plays and trying out all kinds of different stuff. Dustin Milligan
ledges worst worst-things
Googling yourself is maybe one of the worst things you can do. I did it once, and someone had to talk me off a ledge. Winona Ryder
led rates
Our research led on to other things, such as the fact that exchange rates are not lognormally distributed. John Hull
led period second turned
In the second period we turned the tide. We started doing the little things that make us successful. And that led to the big things, which is goals. Wil Nichol
led logically showcase
I play-acted and started performing, which just logically led to doing it in school, which led to studying it in college, which led to auditioning to the showcase in New York. And then I had an agent, and I was an actress. Mamie Gummer
led man sit thirteen
Thirteen and three. He's a 13-3 quarterback. You're going to just sit him down? That man led us to 13-3, so why would you sit him down? R. Robinson
protected sure wants
He just wants to make sure the wetlands are as protected as they can be. JoAnn Carrin
protect turn
He just hugged me and said, 'You've done your job, mom. It's my turn to protect you now.' I was just floored, you know, it was pretty unreal. Janet Norwood
protect save whatever
Whatever has to be done to protect the citizens. If it's going to save lives, I know that's really important. Gary Thompson
protect
We've got to protect our home, and we let this one get away. It's very disappointing. Darian Townes
protection receiving
Under Gov. Bush, Florida's wetlands and waterways are receiving better protection than ever before. Russell Schweiss
protect
Ideally, you want to protect all of the important pieces, as much as you can. P. J. Harvey
protect-you protect
I'd do a lot of things to protect you. Richelle Mead
protect knows
We cannot protect something we do not love, we cannot love what we do not know, and we cannot know what we do not see. Or hear. Or sense. Richard Louv
protect committed
Under the international agreements, the Russian peacekeepers are committed to protect the population of South Ossetia. Vladimir Putin
public support
We've been very public in our support of this. Mike Mower
publicity live-by dies
Live by publicity, you'll probably die by publicity. Russell Baker
publicity drs claims
I do not know of any credible evidence that suggests Dr. Zavos can clone a human being. This seems to be yet another one of his claims to get publicity. Robert Winston
public-opinion opinion ministers
No minister ever stood, or could stand, against public opinion. Robert Peel
public-service attorney agree
Even the former Attorney General of the United States Eric Holder has come out to say that he believed that [Edward] Snowden performed a public service, and I couldn't agree more. Zachary Quinto
public ruling
If I were the public officials, I would look at this ruling very carefully. Gary Peck
public-speaking critics wiser
The public is wiser than the wisest critic. George Bancroft
public-opinion opinion journalism
Journalism has a distinct place in familiarizing and expressing public opinion. Mahatma Gandhi
public-opinion creation born
Creation of effective public opinion depends on the cultivation of true courage, born of truthfulness and nonviolence. Mahatma Gandhi
securities value
the securities that were deposited ... were essentially of no value. Michael Watson
services web
In the web products and services world, you have a real-time interaction with your customers, and then a real-time editing of how you as a company are doing. Dan Levitan
services social
We're going to try and make it a one-stop social services fair, Dan Bailey
services social
This is going to be a social services disaster. Tim Chapman
services valuable
Some of the most valuable new services won't be competitive. Alan Davidson
services
The financial services industry is a ward of the state. Timothy Noah
since time
I also know that there's a time and a season, and I think that time, had there been one, has long since passed. Ken Starr
since
He's crazy. He's always been like that, since we were 13, he's been the same way. Michael Hayes
since together worked year
He's a thoroughbred. We have worked out together since our first year here. Mike Donato
since superstar
I was determined if I was going to become a superstar it would be on my terms. I've had that ethic since the beginning. Roy Harper
since time
I think that's the first time since I've been here that we had everyone qualify. Shane Valdez
since
I don't know about anything since then that is new. Asaf Shariv
since vocal
He had a long rehab. Ever since he could play (again), he has been a leader. A vocal leader. Matt Kiefer
sincerity politeness truest
The truest politeness comes of sincerity. Samuel Smiles
sincerity critics burned
These critics who crucify me do not guess the littlest part of my sincerity. They must be burned in a blaze. I cannot learn from them. Zane Grey
steps tunnel weight
He's always had the weight of the world on his shoulders. But when he steps on the field, he's got tunnel vision. Jeff Borris
steps life-is sprint
Life is not a sprint. It was never meant to be. It is just a step of faith after another. Richard Paul Evans
steps said knows
What...what are you doing?" "I won't know," he said with a grin. He took a step towards me. "But I'm pretty sure you were doing it too. Richelle Mead
steps different easy
Taking steps is easy Standing still is hard... Everything is different The second time around. Regina Spektor
steps persons wardrobe
When I'm playing somebody, their wardrobe, for me, is completely transformative. You just step into who that person is with that. Tracy Spiridakos
steps delight littles
The Lord delights in every little step you take. Saint Francis de Sales
steps scared step-up
Whenever you're scared of something, don't let that define you. We all feel it, but step up. Vince Vaughn
steps banquets exciting
Push on, friend. You're just one exciting step from the banquet hall of life. Zig Ziglar
steps taking time tougher turn
If we want to get better, we've got to get a tougher schedule. It's time to turn it up a notch, but I think we're taking steps in the right direction. Brad Todd
taking-the-high-road high-road crowded
Take the high road; it's far less crowded. Warren Buffett
taking
I'm not taking that. Go ahead, it's here, just take it. Wellington Mara
taking
I know he is taking this very seriously. Maureen Caddigan
taking wake worst
I just had the worst wake up ever, so I'm taking it out on Dunn. Bam Margera
taking tough
I'm just taking it day to day. It's tough to handle. Cedric Bozeman
taking
The reality is, when you're representing someone that's guilty, you're in the position of taking that position. Nancy Grace
taking-charge
Never stand and take a charge... charge them too. Nathan Bedford Forrest
taking-the-high-road traffic high-road
Take the high road, there's a lot less traffic up there. Phil McGraw
taking
This is very atypical. It's taking a very, very long time. Lee Gierczynski
worse
I don't think I can do this - painting under observation. It's the worst thing there is, worse than being in the hospital. Gerhard Richter
worse
He's day to day. He's no better or worse than he was yesterday. Dusty Baker
worse
In the hip-hop world, there's nothing worse than being called a snitch. It can be detrimental to your career, and to your health. Greg Watkins
worse
In some respects, it's actually worse than a passport. Ken Oplinger
worse
It was horrible. Especially because it got worse and worse. Carl Anderson
worse
It's just crazy. This is worse than 9-11, with everything that's going on with that. Chris Carr
worse
There's almost nothing worse to live with than a struggling artist. John Updike
worse
We don't want anything worse than we've already gotten. Ann Hartman
worse
If we do nothing, things will get that much worse sooner. Sean McCarthy