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borrowers harder low money pay points rates trim
If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points. Keith Gumbinger
borrowers credit danger mortgage treating understand
A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card. Allen Fishbein
borrowers capitalist global major needs source system treatment
This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected, George Soros
borrowers color defend designed ensure ensuring equal foundation laws mortgage ordinance people treated treatment
Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process. Wade Henderson
borrowers budget buy encouraged invest loans money paid people product save stretch value
These loans can be of value for people who want to save or invest the money they would have paid in principal, ... Unfortunately, the way the product has been pitched, borrowers have been encouraged to stretch their budget to buy more house. Keith Gumbinger
borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
budget budgets knowing number pleased threw
Knowing where our budget sits, knowing where our enrollment sits, I wasn't really pleased with the number he threw out for his salary. Sandy Poferl
budgeting car early financial kids learn learning lessons parents payment safety saving
Kids need to learn financial lessons early when they have their parents as a safety net. If you're just learning about saving and budgeting when your first car payment is due, you could be in trouble. Susan Cole
budget deep experience great intellect knowledge man policy possesses
Joel Kaplan is a man of great talent, intellect and experience who possesses a deep knowledge of policy and budget processes. George H. W. Bush
budget change handling percent realize
Handling the budget is a big part of the job, but you have to realize that 70 or 80 percent of the budget is mandated by the state; you can change very little of it. But you do have to look at cuts. Gerald Curtis
budget budgets discuss engaged happening voice wants
His voice is strong. He's engaged in everything and wants to discuss what's happening right now with the budget and other bills. Brett Hall
budget emphasis kids multiple proponent
I think it's important for kids to budget their time. I'm a big proponent of kids doing multiple sports. I like to think we put an emphasis on balance. Ozhan Bahrambeygui
budgets cut fat federal left
There is no fat left to cut in the federal budget. Tom DeLay
budget bush confident maintained paying raises revenue rules tax taxes unlike
We're pretty confident it will be maintained or continued. Unlike other Bush tax provisions, it actually raises tax revenue under the budget rules because participants are paying taxes today. Steve Utkus
budget concerns condition convey federal serious
to convey our serious concerns about the deteriorating condition of the federal budget and the nation's economy. Tom Daschle
buyer central suspect
I suspect that there is a significant buyer out there, probably a central bank. Paul Merrick
buy kids organic
I take my kids to a farmers' market each Sunday to buy organic produce. Shawn Amos
buying coming easier good great names pencil rather running stocks time towards
I think it's a great time to find buying opportunities in names that you can revisit, ... It's a lot easier to buy stocks as they're coming towards you rather than running away from you. It's a good time to sharpen your pencil and go after some of these names that have kind of run away on valuation. Brian Clifford
buyers looked
I think it has to be looked upon as a play to get new buyers in the franchise. Daniel Gorrell
buying cheaper filled panic rather
I think it is rather unfortunate that motorists filled up in panic buying when they will find it 4p cheaper now. H. Hunt
buy cost printer
It can cost about as much as a new printer to buy a set of new cartridges. Tiffani Bruce
buy draw early enjoy excess exciting friday line million night standing tickets time unless
Having a jackpot in excess of $200 million makes it a very exciting time to be in California. The draw is Friday night but buy your tickets early unless you enjoy standing in line with your neighbors. Mike Doyle
buying good high protects selling willing
Having a good allocation only protects you if you're willing to rebalance periodically so you're selling high and buying low. Russell Hall
buying familiar online
If you are already familiar with a brand, buying online is fast, convenient, and probably the way forward. Simon Spurr
encouraged teacher
I was lucky because my mum was a teacher and showed me how to read and write. But most importantly, she encouraged me to use my imagination. Darren Shan
encouraged exception listened
Having listened to family, friends, and everyone else, without exception everyone encouraged us to continue. Cam McLeay
encouraged encouragement leave
I was encouraged, very encouraged -- we'll leave it at that. Jake Delhomme
encouraged player singles
I play singles and doubles, and I think that's what every player should be encouraged to do. Jonas Bjorkman
encouraged fear inflation investors
Investors were encouraged by the inflation figures. There was fear they would be considerably higher. Michael Metz
encouraged evil expect impression instead less likely strongly trying
Instead of trying to still his fears, he encouraged them, with that superstitious impression which clings to us all, that if we expect evil very strongly it is the less likely to come . . . George Eliot
encouraged focus kids loves parents playing since specialize sports three wants
I know a lot of parents and kids want to specialize and focus on one sport, but we've always encouraged Scott to play what he wants to play. He's been playing three sports since he was 3 years old and he loves playing them all, so we've always encouraged him to try different things. Mel Gardner
encouraged
I have to admit, I wasn't encouraged at first. Paul Vasconi
encouraged growing involved landscape minority number requiring schools state
I'm very encouraged by what is occurring in schools. One can just see the landscape changing.... At the moment, it's still a minority of schools, but the number is growing and the state legislatures are getting involved in requiring schools to change. Kelly Brownell
investment people savvy tampa
I would say that the Legislature and the people of Tampa made a very savvy investment 50 years ago. Judy Genshaft
investing people terrific
I think it is terrific to see people investing in our youth. Debra Smith
investors relieved results thoughts
I think investors are relieved about these results because there were thoughts they would have to ratchet down for this quarter. Mark Sue
investors later start
I think we'll start getting investors into the marketplace later in the first quarter, Art Hogan
invested somewhere
I think we have somewhere in the neighborhood of $500 invested in 50 nests. Chris Bickers
investing reinventing-yourself reinventing
You have to be constantly reinventing yourself and investing in the future. Reid Hoffman
investing certainty
The only certainty is that there is no certainty. Robert Rubin
investment policy industry
Our policy is to encourage investment and promote freedom for industry to innovate. Viviane Reding
investing ears tvs
Anything can happen anytime in markets. And no advisor, economist, or TV commentator-and definitely not Charlie nor I-can tell you when chaos will occur. Market forecasters will fill your ear but will never fill your wallet. Warren Buffett
money
I was always ambitious - not to make money: to be published. Edmund White
money torn
I think it probably should just be torn down. It's probably going to take a lot of money to rebuild. Pat McDonald
money
He'll be making a lot more money than that senator. Chris Beatty
money wake
When I write, I make decent money doing it, but I don't wake up dreaming about writing. Grant Heslov
money
I'm tired of hearing about money, money, money, money, money. Shaquille O'Neal
money
If you can't make 40% on your money in Russia, you're a fool. Simon Reuben
money
I'm a TV man, not a money man. Silvio Santos
money wasting
I'm not interested in wasting money on a project. Stanley Tucci
money people
There are still people in Japan who think money is something evil. Shuji Nakamura
paid price
He was being beaten. He paid a price for this. Douglas Roberts
paid
I think as much as anything it's their character. They keep fighting, and it's paid off for us. Joe Gibbs
paid tonight work
He's been doing a lot of work on his fielding and tonight it paid off in a final. Marvan Atapattu
paid practice repetition talk techniques work
He doesn't talk as much as (Hudson) did. But it's all really the same techniques we're using. It's all about repetition and getting to know each other. We're out there every day before and after practice getting our work in and the work has paid off. Russ Adams
paid
When you do more than you're paid for eventually you'll be paid for more than you do. Zig Ziglar
paid seats
I paid $400 for these seats and they are no good. Mary Bennett
paid waited worry
I paid 10K ($10,000) in May and you said, 'Don't worry about the rotation.' And I waited for two months. Kent Nelson
paid ifs
I expect to get paid if I do something. Evan Goldberg
paid
There were times when I couldn't do anything, and when I did, I paid for it. Ron Nadicksbernd
people
Moods are complicated and very much a part of who we are. People would be very boring without them. Kay Redfield Jamison
people social sports student
I was lucky, because of Student Council, my classes, sports and social life, there were different people I had friendships with. Andrew Shue
people road
I would try to put more people on the road without doing any more hiring. H. Hart
people ryan telling
Just like I've been telling people all year, Ryan isn't going anywhere. Don Miller
people seeing touches watching
Just watching the news, seeing what those people are going through, touches me, Jeff Palmer
people
I think it is a shock to people to find out that MC Hammer is a super geek. MC Hammer
people worked
I adore my job. I think I'm one of the luckiest people out there. I've worked hard, but I get to mess about every day - that's how I see it. Stephen Graham
people
He used to laugh. He'd get people to do it and not tell them what was going to happen. H. Hunt
people work
I do take pity on some of the people that have to work with me. Graham Elliot
production value videos youtube
The production value of YouTube videos is not there. Dana Brunetti
products pull
With managed services, we have a lot of products we can pull through. Shane Robison
product prove whether word
We take the company's word for it at the onset, but through our investigation we'll have to look or prove whether this product is better. Julie Vallese
products sports whether
We think cross-selling is important, but we're not obsessing about whether one of those products is sports betting. Richard Segal
products
I am a product of my failures, Werner Herzog
product profitable season
Our Quicken product had the most profitable season in its 15-year history, Bill Harris
product
If there is a bearish theme, it's about U.S. product demand. Michael Wittner
products strong
Informix has strong products in a strong market. Bert Hochfeld
products
I am a product of the draft. James Inhofe
saves third
Jose made some big saves in the third to keep us in the game. Claude Julien
saves
The only thing that saves us from the bureaucracy is the inefficiency Eugene McCarthy
save trying
He's just trying to save his own skin. Jannie Coverdale
saved score struggling
He saved us with that effort, ... especially the way we've been struggling to score runs. Bruce Bochy
saved year
He saved the year for us with that tackle. Hines Ward
saved woke
He saved our lives. He woke up because he couldn't breathe. Sheri Mowles
save
I think it's going to save a lot of lives. Mike Kuntz
saves
There is no better way to put it other than it saves lives. Mike Strauss
save
He was there to save us. We've got to be better for him (tonight). Wade Redden
stretching taught
He taught us Drawling, Stretching and Fainting in Coils. Lewis Carroll
stretched
It was more important for me to get stretched out. Mark Hendrickson
stretched
Right now, we're stretched payday to payday, but we'll get it done. Sue Miller
stretching whatever
She's stretching it out. She does whatever she has to do. Geno Auriemma
stretching
A physical therapist does some unbelievable stretching with me. Brian O'Driscoll
value
The value of stand-alone subscriptions is much more important to us than DirecTV, Tom Rogers
value-of-life values
There are 4 questions of value in life.. Johnny Depp
value
This report's only of value if we use it in a positive, forward-looking way, and not try to get into meaningless blaming, who could have done what when; now that it doesn't matter, ... American Morning. Roy Blunt
value
We think there's a lot of value in semiconductors. Christine Callies