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The CPI is correct in measuring consumer prices, ... But it's not correct in measuring the cost of living. Tony Crescenzi
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I think the general message here is that despite the fears about a low savings rate, the consumer continues to hang in there, and that's essentially the only thing that's going to keep the economy on track.
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I don't think passing on the suppression costs would be done just as a deterrent. The fact of the matter is many people have lost their property and homes and someone has to pay for that. Under the law, someone is liable for it.