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banking banks clear compared deal hot interest investment loan quarter rate retail sector tied tougher trading volume
I think it's clear that the banks that are more tied to the retail sector are going to have a much tougher quarter compared to those with diversified positions. The banks in the retail sector have to deal with interest rate compression, loan volume will be tougher, and they don't have the trading or investment banking that are hot now. Richard Bove
banking basic believe crisis due mean sort stock
I think the basic fundamental underpinnings are very sound. The banking system's sound, there's no near-term crisis to be had. It doesn't mean the stock market's not overextended - which I believe it is and is due for some sort of setback. But I don't think it's 1987 all over again. Vincent Farrell
banking coming halfway huge literary novel publish quit second
I thought that I would have a huge literary novel coming out when I was, like, 29. I quit my banking job, and I was halfway through my second novel - and I will never publish it, because it's very mediocre. Philipp Meyer
banking banks basis below bit cap capital consensus difficult drive ends fed great growth hurt issues loan margin market markets meet months near raised rates second simply smaller terms top
I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength. Andy Collins
banking general market people starting stocks value
I'd like to think that this is a bottoming out and people are starting to see the value that a lot of these banking stocks offer. I'd like to think there's some bottoming out and strength, but in general the market is nervous. Tom Finucane
banking bid helping provide remains retail share support
Retail banking remains a concern, as does unsecured lending. However, with bid speculation helping the valuation, this should provide support for the share price. Andy Penman
banking best companies models niche practices retail
Retail banking is a distribution game. The models for best practices in distribution are companies like Wal-Mart and the niche retailers. Adam Dener
banking regulate sector
Regulators can't regulate the banking sector by themselves. They need the market. Stephen Greene
banking gives industry investment investors learned recovery sale
Investors already learned about the recovery in Japan's banking industry and the Mizuho sale gives them another investment opportunity. Wataru Kasatani
benefits exceed pitfalls potential whatever
Just merging the two organizations has a lot of challenges, ... The potential pitfalls and opportunities for disagreements exceed whatever benefits could be gained. Mike Wallace
benefits bigger plays position puts
It benefits me more because I'm more in the box. It puts me in the position where I can make more plays and bigger plays for the team. Muhammad Abdullah
benefits common embrace forgive former ground past together
Former adversaries can come together to find common ground in a way that benefits all their people, to let go of the past and embrace the future, to forgive and to reconcile. Bill Clinton
benefits college court forget hard kids life reaping state worked year
I think we have new life now. The kids are really excited. We get to play on a college court in a state tournament, and when you're 10-13 that's a big deal. But forget about the records. These kids have worked hard all year long and now they're reaping some of the benefits from it. Mike Kraus
benefits bills child college cuts minimum nature pass projects raise seem seniors size special spending tax time
I am concerned, frankly, about the size and last-minute nature of this year's congressional spending spree, where they seem to be loading up the spending bills with special projects for special interests, but can't seem to find the time to raise the minimum wage, or pass a patients' bill of rights, or drug benefits for our seniors through Medicare, or tax cuts for long-term care, child care, or college education, Hilary Clinton
benefits satisfied contributing
You will not be satisfied unless you are contributing something to or for the benefit of others. Walter Annenberg
benefits action individual
Duty is that mode of action on the part of the individual which constitutes the best possible application of his capacity to the general benefit. William Godwin
benefits medical penalties
Homeopathy is one of the few medical specialties which carries no penalties -- only benefits. Yehudi Menuhin
benefits good half industries industry jersey jobs last level literally pay replaced service state strong suffered year
On the state level some of the industries that New Jersey has been particularly strong in, such as pharmaceuticals and telecommunications, are the very industries that have suffered some real downturns in the last year or so. It's costing jobs, and good jobs. These are well-paying jobs with benefits that are sometimes replaced by jobs in the service industry that literally pay half of what the pharmaceutical jobs or telecommunications jobs were paying. Philip Kirschner
cardinal catholic historic james roman turn united
James Cardinal Gibbons was the most influential Catholic in the U.S. around the turn of the 20th century. This is the most historic crypt, from a Roman Catholic standpoint, in the United States. Mark Potter
card concord grocery largely store technology
Grocery store point-of-sale terminals (POS) and debit card technology is largely Concord EFS. David Kaslow
cardboard chest convey embedded eyes few heart later lines originally printed simple smile strokes sweet
Her shoe-button eyes and little smile with just a few lines - those are very simple strokes that convey many things to many people. Her little heart, originally a cardboard heart embedded in her chest and later printed on her clothing, is such a sweet touch. Patricia Hogan
cardinals club department duplicate last offense pitching potent stronger weaker work year
I thought the Cardinals were going to be hard-pressed to duplicate what they did last year and they did duplicate it. We are a different club and we are probably not offensively as potent as we were last year. ... We are probably a little stronger in the pitching department and probably a little weaker in the offense department. I don't know how that's going to work out. Phil Garner
card company credit fired grabbed happened house reliable several van
It happened several times ... the company is called Reliable and if we don't show up then we can't have that. The day he was fired we went down to his house and grabbed our van and the credit card and thought that was that. Richard Long
cards families id stand
ID cards are always free. We don't want anything to stand in the way of families being able to get them. Lisa Cullen
cards money president
He doesn't have any money to offer, so the president doesn't really have any cards to play. Riordan Roett
card gets people pittsburgh prejudiced rough tend
Pittsburgh just gets a rough card here because people tend to be prejudiced about what Pittsburgh is. Chris Gibson
cards format guys hockey playing rest tomorrow tonight
In the mini-game format everyone understands what their up against. I told the guys to get a lot of rest tonight because you're going to be playing a lot of hockey tomorrow if we play our cards right. Joe Baldarotta
continued interest john prefer stay suggested willing
John has suggested there is continued interest in having Bryan. We're willing to be patient. He would prefer to stay in Toronto. Rick Curran
continued drop good provides time
It always provides us with good look at many of our 3A rivals. We swam well there and continued to drop time in many events. Deb Mandeville
continued far grow industry last platforms segment since
Handheld platforms were the big story last year, and so far this year, that segment of the industry has continued to grow significantly since last year. Anita Frazier
continued excitement footing markets platinum positive proposed regarding silver united week
Gold, silver and platinum started the week off on positive footing with continued excitement in the silver markets regarding the proposed silver ETF in the United States. Peter Spina
continued continues dollar expect gold next rally trend
Gold continues to rally on continued U.S. dollar weakness, a trend I expect to continue over the next week. Matthew Parry
continued core inch
Importantly, on a year-over-year basis, the core CPI continued to inch higher, David Orr
continued parties perform political rival wiped
If Modi continued to perform as he was presently doing then a day will come when the rival political parties will be wiped out from the state. Rajnath Singh
continued interests sure
I'm sure (Sheik Mohammed) will want to see his brother's interests continued on. Phil Scott
continued embark government peace people stability wishes
India, as always, wishes the people and the Bhutan government continued peace and stability and fulfillment of their aspirations as they embark on a new constitutional system. Navtej Sarna
enhanced highlight relationships
We've enhanced that so you can highlight relationships, annotate and color-code things. Ryan Rosenberg
enhanced meeting newly number taken tangible
I think a number of initiatives have been newly taken or enhanced during this meeting that will have a tangible impact. Klaus Schwab
enhanced greater powers scotland scots stability strength united
We can have enhanced devolution - greater powers in Scotland - but within the strength, security and stability of the United Kingdom, and I think that's what most Scots want. Douglas Alexander
enhanced growth iraq learning war
The war in Iraq has not prevented the growth of terrorism. We are learning now that it has actually enhanced the growth of terrorism. Alcee Hastings
enhanced events facilitate features held multiple products require sufficient understanding
The enhanced features of our ad products would require sufficient understanding from our sales force, advertisers, and agencies. To facilitate this, we have held multiple training sessions internally and road show events externally. Victor Koo
enhanced health high measures system
The whole health system is on high alert. Enhanced surveillance and preventative measures have been taken. Mao Qun'an
enhanced happy value
We're happy that value for all shareholders is enhanced through this offer. Carl Icahn
enhanced railways safety
Enhanced safety railways and buses, we always need transportation. Herman Moore
enhanced future immediate period seems since slowly threat
Since the period of the threat now seems to be passing, I think over the immediate future we'll slowly be winding down the enhanced security, Michael R. Bloomberg
past revisit situations
We are going to revisit those situations and those individuals we have contacted in the past, Rick Dinse
past seen wheels
Going from two wheels to four, we've seen in the past that this can be done. F. Schumacher
past years people
The economy is a ponzi scheme. People are working harder than they ever have for less wages, but we have so many bobbles because manufacturing has come up so quickly over the past hundred years that people have the illusion of wealth. Alex Jones
past judging dont-judge-me
Don't judge the past by the standards of today. It won't work. They're incompatible. Richelle Mead
past mma taught
Judo taught me that I am capable of anything... I can mentally push past anything and be victorious. Ronda Rousey
past simple comfort
Authenticity pushes us past our comfort zone - it's meant to. Sarah Ban Breathnach
past simple men
A man or a race either if he's any good can survive his past without even needing to escape from it and not because of the high quite often only too rhetorical rhetoric of humanity but for the simple indubitable practical reason of his future: that capacity to survive and absorb and endure and still be steadfast. William Faulkner
past thinking years
We still think of air as free. But clean air is not free, and neither is clean water. The price tag on pollution control is high. Through our years of past carelessness we incurred a debt to nature, and now that debt is being called. Richard M. Nixon
past years america
The 1970s must be the years when America pays its debt to the past by reclaiming the purity of its air, its waters, and our living environment. It is literally now or never. Richard M. Nixon
performance surprised
Her performance really surprised me, considering she's on a taper for states. Charlie Smith
performance seen
His performance isn't up to what we've seen in the past. Dave Littlefield
performance
I'm very, very disappointed with my performance here. Bryan Clay
performance personal played pleased team
I'm pleased with my personal performance but particularly with the way the team played overall. David Beckham
performance promises words
In business, words are words; explanations are explanations, promises are promises, but only performance is reality. Harold S. Geneen
performance
In competition, when I start performance I try not to think about all the pressure from the fans. But, I got a lot of energy from them always. They make me more perfect. Kim Yuna
performances
I always find that 90% of the performance, for me, is about what comes from inside. Eric Bana
performance poor
It was a poor performance by the varsity boat. Holly Hatton
performance powerful seems team
It was a magnificent performance. This seems to me to be as powerful a team as you've ever had. Peter Thomson
pleased progress unknowns
I would say there were some unknowns about him. I've been pleased with the progress he's made. Buck Showalter
pleased
He's here and we're pleased to have him. John Ferguson
pleased services
We're pretty pleased with the services that were rendered. Richard Carpenter
pleased
It is one of the things that I am most pleased about, Paul Armstrong
pleased
It is just really exciting. I have always been pleased (with the care), but now it will be even easier. Gayle King
pleased received
I have been very, very pleased with the play that we have received from Isaiah, Tyrone Willingham
pleased
I never thought I would be so pleased with a sixth-place finish. Jean Prahm
pleased turned
I'm very pleased with our effort--with our attitude. I think we've turned the corner. Derek Wright
pleased stronger top
I'm very pleased that we made the top four. But I feel that we could have had a stronger showing. Dave Barry
quarters sound
I'm three quarters Scottish, but I sound English. I don't really see British as a race. Joanna Lumley
quarter toughest
The first quarter is always the toughest quarter for us. Kevin Rollins
quarter second
It's not about how the first or second quarter ends, LenDale White
quarter
It's disappointing that they are restating earnings. We don't want another quarter of surprises. Rob Haines
quarterback interceptions knows
I'm not a 25-interception quarterback, I know that, Eli Manning
quarterback
I don't like the rules about you can't hit the quarterback. Jim McMahon
quarter software weak
This is traditionally a weak quarter but software right now has just flat-lined. Expectations are pretty low. Richard Williams
quarter second shaping stronger
The second quarter is shaping up to be stronger than expected. David Wyss
quarter second
The second quarter has really killed us in a lot of games. Jacob Tamme
results
I think that Q4 results will be terrible. Chuck Hill
results step
I think that's been a really important, big step in the U.S. having more competitive results internationally. Andrew Johnson
results produce subjects
Truth in my love for the subject will produce superior results. Robert Toth
results produce productions
Concentrated thoughts produce desired results. Zig Ziglar
results
Happiness is the result of what you do. Zig Ziglar
results strong
Results were just as strong as we expected. Takashi Oya
results stock
Results have been inconsistent. The stock has been volatile, if not disappointing. Mark Hurd
results
Clearly, the results are not evolutionary but revolutionary. Gabriel Hortobagyi
results trying worried
I'm not too worried about results right now. I'm just trying to go out and see some live pitching. Ryan Zimmerman
retail together vacation
In retail we can't really get together at Christmastime, so we make a vacation of this. Angie Myers
retail stay
This is a competitive business, like any other retail business. It's very important to stay on point. Jeff Barker
retail sales
The retail sales are a real blow-out number. Peter Cardillo
retailers
We're not going to do that. I think the retailers would go nuts. S. Walker
retail worth
When this is finished, it will be a beautiful, pedestrian-friendly retail environment. It will have been worth it. Fred Delk
retail seen softness
We have seen some softness in retail in October, Warren Jenson
retail side
This really spearheads them into the conventional retail side of the business, in a big way. Eric Larson
retailing terms
There is a bloodbath in retailing in terms of competition. Claudio Piron
strong
He's a linebacker with the basketball. He's so doggone strong for a guard. Chris Mack
strong throw
He's got a strong arm. It was a game-saving throw right there. Steve Trimper
strong
He's got a strong arm. I think he'll get some looks. Larry Taddeo
strongest team
I think we have fielded our strongest team ever with this formation, Lance Armstrong
strong voice east
In this arid wilderness of steel and stone I raise up my voice that you may hear. To the East and to the West I beckon. To the North and to the South I show a sign proclaiming: Death to the weakling, wealth to the strong! Anton LaVey
strong
He's become our go-to player. We need him to keep being strong up from. Sara Atuaia
strong
He doesn't look any different to me. He was as strong as ever. Brian Urlacher
strong competition desire
Something must be done when you find an opposing set of desires of this kind well to the fore in your category of strong desires. You must set in operation a process of competition, from which one must emerge a victor and the other set be defeated. Robert Collier
strong believe people
There weren’t many people in this world who would let you be vulnerable and still believe you were strong. Rob Thomas