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banking banks clear compared deal hot interest investment loan quarter rate retail sector tied tougher trading volume
I think it's clear that the banks that are more tied to the retail sector are going to have a much tougher quarter compared to those with diversified positions. The banks in the retail sector have to deal with interest rate compression, loan volume will be tougher, and they don't have the trading or investment banking that are hot now. Richard Bove
banking basic believe crisis due mean sort stock
I think the basic fundamental underpinnings are very sound. The banking system's sound, there's no near-term crisis to be had. It doesn't mean the stock market's not overextended - which I believe it is and is due for some sort of setback. But I don't think it's 1987 all over again. Vincent Farrell
banking coming halfway huge literary novel publish quit second
I thought that I would have a huge literary novel coming out when I was, like, 29. I quit my banking job, and I was halfway through my second novel - and I will never publish it, because it's very mediocre. Philipp Meyer
banking banks basis below bit cap capital consensus difficult drive ends fed great growth hurt issues loan margin market markets meet months near raised rates second simply smaller terms top
I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength. Andy Collins
banking general market people starting stocks value
I'd like to think that this is a bottoming out and people are starting to see the value that a lot of these banking stocks offer. I'd like to think there's some bottoming out and strength, but in general the market is nervous. Tom Finucane
banking regulate sector
Regulators can't regulate the banking sector by themselves. They need the market. Stephen Greene
banking buildings floor foundation good helps older seal
In older buildings the seal between the sill and the foundation is never as good as it should be. I think banking the foundation helps keep the floor warmer, it helps keep you comfortable in the winter, especially in old buildings. Dick Hill
banking fixed hire income investment next people team
The investment banking team will be first on the ground, fixed income and equities will be the next phase. We'll do some transfers and we'll hire some people locally. Charles Alexander
banking goal relationship relationships
The end goal is to get a banking relationship started. Diane Wagner
calls epidemic year
I would not say it's an epidemic by any stretch, but it is a problem. We used to get one or two calls a year ... Now we're getting one or two calls a week. Cindy Mannes
calls close coaching couple terms understand
keep coaching it. We had a couple of calls that were real close in terms of the 5-yard (chuck) rule. It's right at 41/2 or 5 yards. We just have to understand it is going to be called right close there, and if you are in a collision with a guy, you've got to get off him. Norv Turner
calls close gospel judas suspect
I suspect the gospel of Judas was not one of the close calls in this process. Michael Penn
calls draws longer naive nobody stay stopping whenever
A father draws boundaries and calls a halt, whenever necessary. As I didn't have that, I was able to stay childishly naive that much longer - so I did what I liked, because there was nobody stopping me, even when I got it wrong. Gerhard Richter
calls doors leaving prior received support
Having said that, she is leaving all doors open. She has received many calls in support prior to the congresswoman making her decision. Ben Beakes
calls enthusiasm excitement game gotten ivory letters number passion people phone player sells
Her excitement and enthusiasm and passion for the game, it makes people smile. I can't tell you the number of letters and e-mails and phone calls we have gotten from people that have just said how she brightens their day. ... I feel like the way we play and having a player like Ivory sells the game of basketball. Sylvia Hatchell
calls communication
I think it's big, ... The communication is there, we don't have to make as many calls at the line. We can pretty much look at each other and know what's going on. Chris Villarrial
calls downtown good living plan range traffic
I think better pedestrian traffic will be better for having pedestrians downtown. And, the long range plan calls for that. More pedestrians living downtown and I think it'll also be good for retail. Jim Hawkins
calls care few luck phone worry
I don't know much about them. I've made a few phone calls and not had much luck. But we have to worry about us. If we take care of ourselves, that is all that matters. Keith Lucky
customers department grabbing market share slightly stealing store target
I wouldn't necessarily say that Target is stealing market share away from Wal-Mart because Target's customers are slightly more upscale. Where it's outperforming Wal-Mart is in grabbing market share away from department store chains. Craig Johnson
customer earth enjoyed missed remembered treated
He wanted most to be remembered as a down-to-earth man, who just treated every customer fairly, ... I think he really enjoyed the business, and I think he missed his customers, but he enjoyed retirement, too. Gloria Lee
customers great personal reaction
have great reaction time, and give their customers a lot of personal attention. Ronald Cohen
customers excited popular toys
Her toys are very popular with our customers so we're excited to have them. Al Bloom
customer freedom giving heroic levels might people
heroic levels of customer service, dependability, reliability, and giving people a lot of freedom to try different things that might work. James Collins
customers djs movies retail
It is about retail as theatre. Our customers want to come in and be entertained so we have DJs in menswear, or we play movies on screens. Merchandising has to be very eye-catching. Richard Gray
customers digital enjoy help offering services tools
We're offering the tools and services that help our customers enjoy the digital lifestyle. Scott Helbing
customers cycle half process rates similar
It is similar to the process in Massachusetts, where it is a six-month cycle for half of the customers and then the rates are blended. David Graves
customers products win
I think we have better products. We have to get them out there to our customers when we say we will and our products will win on the shelves. Ed Zander
customers department grabbing market share slightly stealing store target
I wouldn't necessarily say that Target is stealing market share away from Wal-Mart because Target's customers are slightly more upscale. Where it's outperforming Wal-Mart is in grabbing market share away from department store chains. Craig Johnson
customers great personal reaction
have great reaction time, and give their customers a lot of personal attention. Ronald Cohen
customers excited popular toys
Her toys are very popular with our customers so we're excited to have them. Al Bloom
customers djs movies retail
It is about retail as theatre. Our customers want to come in and be entertained so we have DJs in menswear, or we play movies on screens. Merchandising has to be very eye-catching. Richard Gray
customers digital enjoy help offering services tools
We're offering the tools and services that help our customers enjoy the digital lifestyle. Scott Helbing
customers cycle half process rates similar
It is similar to the process in Massachusetts, where it is a six-month cycle for half of the customers and then the rates are blended. David Graves
customers products win
I think we have better products. We have to get them out there to our customers when we say we will and our products will win on the shelves. Ed Zander
customers serving
If you're not serving the customer, you'd better be serving someone who is. Karl Albrecht
customers half journey looking markets revenue
In the international markets ... the first- and business-class customers are about half the revenue on the airplane. These are customers who for a 12-hour journey are looking for a different experience. Dennis Cary
effective forms looking people severe suffer talking
When I'm talking about depression, I'm talking about the more severe forms of depression, and I think that conceptualising as a form of grief is probably not the most effective way of looking at it. I mean, at the end of the day, people suffer enormously, and you want to treat it. Kay Redfield Jamison
effective face hit kevin plays practice status sure
Kevin got hit in the face during practice the other day and was in agony. His status is up in the air, and if he plays I'm not sure how effective he will be. Ralph Willard
effects listen produces silence sure
Know how to listen and be sure that silence often produces the same effects as science. Napoleon Bonaparte
effective huge less mass media rather
I think it has a huge impact. It's become more important, rather than less, because mass media has become less effective. It's particularly more effective than an advertisement, because people's defenses are down. Roland Rust
effect
I think it had a little effect on him. Phil Garner
effective top
I think it?d be more effective if you got your top off. James King
effects energy people price pump understand weather
I think, in general, most people go to the pump and they see what the price is. They don't really understand how much the weather really effects our energy consumption and our energy supply. Brian Archer
effect people
It can have a real effect as to how many people say yes. Trevor Hughes
effective last threw tonight
I actually thought Vargas was better tonight. He was down in the zone. He just threw a lot of pitches. I thought he was more effective tonight than in his last start. Joe Girardi
log merely method onto revealing winning
When they log onto the Internet, all they're doing is revealing the winning combination of numbers. The method to reveal (them) is merely entertainment. Mark Clayton
logic sometimes scientist
The logic of science was infallible, and if the scientists were sometimes mistaken, this was assumed to be only from their mistaking its rules. Robert M. Pirsig
logic action emotion
Logic won't change an emotion but action will. Zig Ziglar
logical adopted englishmen
In dealing with Englishmen you can be sure of one thing only, that the logical solution will not be adopted. William Ralph Inge
logic language equal
All propositions are of equal value. Ludwig Wittgenstein
logic language form
A picture whose pictorial form is logical form is called a logical picture. Ludwig Wittgenstein
logical powerful tribes
The tribes have got a powerful case, a very logical case. Robert Anderson
logical move t
This is a logical and predictable move by AT&T ( T ). Peter Thonis
log sure takes
It just takes a while to log all those votes. We want to be sure that it's correct. Gordon Fischer
management
(Karl) just told us management had to make a decision. Carmelo Anthony
managers rejected support talk trying
We've been trying to get applications out, but everything has been rejected because of his record. I would go with him to talk with some of these managers to just be a support for him. Donald McDonald
management
I'd like to be back here, but that's up to management. We'll see what happens. Marc Savard
manage might services
If you want to express yourself, you need the services of a lover or a psychiatrist; if you want to express a book, you might conceivably manage it. Jill Paton Walsh
management meet messy reality resistance standpoint top
In reality, that was going to be very messy from an antitrust standpoint and meet a lot of resistance from the top management at Hasbro. That was a whole different story, Harold Vogel
manage
I know how to manage little injuries. I can get through this. Johnny Damon
manage women
I have no idea how women manage their hair. Seriously. Cyrus Broacha
management relief sure teammates
I'm sure it was a relief for my teammates and management, Woody Williams
management plant
In Iowa, we have a 32,000-an-acre plant population, spray, and harvest. There is no in-season management. It's all in the seeds. Palle Pedersen
millions private
He could have made millions in the private sector. Larry Sabato
million
It comes out to $310 million more for the players. Jeb Putzier
millions packages year
It is significant in its impact. We do millions of packages a year with UPS. Jim Amos
million
I think the $12 million is just way out of the way, Larry Anderson
million paid
He's getting paid $12 million because he can hit. Bobby Cox
million seen
He says, 'I've seen 50 million paintings, I know magenta,' Stephen Breyer
millionaire wanted
I never wanted to be a millionaire. I just wanted to live like one. Walter Hagen
million
I never thought in a million years we'd play like that, ... That was unbelievable. David Carr
million time
In 1600, Shakespeare's London was a city of 200,000 people. At the same time, there were already over a million in Tokyo. Simon McBurney
month next
I would think that next month we would see better numbers, John W. Snow
months six
It could be six months before many dealers reopen doors, Bob Israel
months
I think the hardest part about anything you do for 18 months is just keeping yourself together for 18 months. Martin Freeman
month tour
We tour or play irrespective of any release. We do a lot of a month on, a month off. Jim Heath
months guests kind
If I was doing a talk show, I would do the kind of show that comes on just once a month, with amazing guests. Whoopi Goldberg
months united-states dramatic
We have actually experienced in recent months a dramatic demonstration of an unprecedented intelligence failure, perhaps the most significant intelligence failure in the history of the United States. Zbigniew Brzezinski
months three appearance
A lot can happen to a person's appearance in three months. Veronica Roth
months illusion week
I did not count the days or the weeks or the months. Time is an illusion that only makes us pant. I survived because I forgot even the very notion of time. Yann Martel
month people
I get about 5,000 people a month downloading my podcast, and that is growing. Mark Levin
needs
Just the fundamental format, I think, needs explanation. Mike Slive
needs slow
I think it needs to be a very slow process. Linda Holmes
needs season tough wants
He wants to do well and will give it everything he's got. Myles will do what he needs to do during the season to play tough competition. Susan Carney
needs
He just needs to take a long vacation. Glenn Thomas
needs simple
He just needs to let it go. It's really that simple for our team. Billy Donovan
needs
He just needs as many reps as he can get. Darrell Bevell
needs opportunity redress start
I think it's an opportunity to redress that and start working in concert. Our needs should be aligned. Jolanda Schreurs
needs
I think the only sport that really needs it is football, Ozzie Guillen
needs open serve
We're open to serve the humanitarian needs for the community. Roy Williams
organized proved reception sick
Pinochet is not as sick as they say. And it has been proved (Friday) with the kind of reception they organized for him. Viviana Diaz
organized religion
I increasingly see organized religion as actually my enemy. They treat me as their enemy. Not all Christians, of course. Not all Jews, not all Muslims. Ian Mckellen
organized
What was it with me and organized beatings, anyway? Kim Harrison
organized-labor distribution-of-wealth way
Organized labor is the only way to have fair distribution of wealth. Dolores Huerta
organized people restrict
Many people want to restrict your access. They are well organized and very vocal. Robert Myers
organized side
On that side and this side there is organized crime. On that side and this side there is drug consumption. Vicente Fox
organized ray
Because Ray was so organized anyway, we just kind of plugged things in and we go. John Marshall
organized mislead organized-religion
Organized religions by their very natures are misleading. Frank Zappa
organized-labor unions retreat
Labor cannot stand still. It must not retreat. It must go on, or go under. Harry Bridges
service-culture quality culture
When you're out of quality, you're out of business. Phil Crosby
service wire
As was evident, mobiles are better than the wire service here. Arun Sarin
service speak terms
We want them to speak up on what they want in terms of service and care. Rhonda Bright
services social
We're going to try and make it a one-stop social services fair, Dan Bailey
service-culture get-better culture
Your customers get better when you do. Bill Gates
service slow
The service may be a little slow for a little while it stabilizes. Mike Torres
services social
This is going to be a social services disaster. Tim Chapman
service site web
We want the Web site to be a storefront, as a service to our viewers. Les Garland
service-culture done study
How can you learn more? By admiring what you've done right? Or by studying what you've done wrong? Ron Kaufman