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banking banks clear compared deal hot interest investment loan quarter rate retail sector tied tougher trading volume
I think it's clear that the banks that are more tied to the retail sector are going to have a much tougher quarter compared to those with diversified positions. The banks in the retail sector have to deal with interest rate compression, loan volume will be tougher, and they don't have the trading or investment banking that are hot now. Richard Bove
banking basic believe crisis due mean sort stock
I think the basic fundamental underpinnings are very sound. The banking system's sound, there's no near-term crisis to be had. It doesn't mean the stock market's not overextended - which I believe it is and is due for some sort of setback. But I don't think it's 1987 all over again. Vincent Farrell
banking coming halfway huge literary novel publish quit second
I thought that I would have a huge literary novel coming out when I was, like, 29. I quit my banking job, and I was halfway through my second novel - and I will never publish it, because it's very mediocre. Philipp Meyer
banking banks basis below bit cap capital consensus difficult drive ends fed great growth hurt issues loan margin market markets meet months near raised rates second simply smaller terms top
I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength. Andy Collins
banking general market people starting stocks value
I'd like to think that this is a bottoming out and people are starting to see the value that a lot of these banking stocks offer. I'd like to think there's some bottoming out and strength, but in general the market is nervous. Tom Finucane
banking bid helping provide remains retail share support
Retail banking remains a concern, as does unsecured lending. However, with bid speculation helping the valuation, this should provide support for the share price. Andy Penman
banking best companies models niche practices retail
Retail banking is a distribution game. The models for best practices in distribution are companies like Wal-Mart and the niche retailers. Adam Dener
banking regulate sector
Regulators can't regulate the banking sector by themselves. They need the market. Stephen Greene
banking gives industry investment investors learned recovery sale
Investors already learned about the recovery in Japan's banking industry and the Mizuho sale gives them another investment opportunity. Wataru Kasatani
bill billions christians defending found god number presenting sad stand thinks
What is sad to me is not what Bill Nye thinks about me. What I found really unfortunate is that after presenting my stand on God's Word, there were a number of Christians who were more complimentary of Bill Nye than of me because Bill Nye was defending evolution and billions of years. Ken Ham
billion kids people savvy sure totally understand whatever
Kids are very savvy about the technology. But I'm not sure they totally understand the implications of a billion people being able to see them doing whatever is posted. Don Tapscott
bill election increases likelihood pension
I would think his election increases the likelihood of a pension bill this year. Doug Elliott
bills funds impact investors market performed poorly serious taxes
I think investors have become more serious about the impact of taxes because they were saddled with tax bills in 2000 -- but many funds performed poorly as the market crashed. Bill Harding
billion itself managers managing people time
The world isn't fast-paced, it's frenetic. People have to be managers of themselves. Time has been managing itself for 15 billion years; we have to manage ourselves in the context of time. Tony Buzan
billion finance half loan population qualify six systems three
Today, if you look at financial systems around the globe, more than half the population of the world - out of six billion people, more than three billion - do not qualify to take out a loan from a bank. This is a shame. Muhammad Yunus
billion cross dollars expect march mark
Going forward, we expect revenues to cross the two billion dollars mark at 2.14 billion dollars by March 2006. Nandan Nilekani
billion business hitting industry mark means music next online percent retail sales selling turned upside worldwide
Hitting the 1 billion mark means that the business of selling music online is real. Over the next 10 years, the retail music industry will be turned upside down and 25 percent of worldwide industry sales will be made online. Gene Munster
billion congress consider funding immediate needs passage rest subject target
I think the immediate needs of HIPC, subject to the passage by the U.S. Congress of the U.S. contribution, are probably met, ... I think the $2.6 billion to $2.8 billion target is achievable, and then we will need to consider funding the rest of it. James Wolfensohn
considered conversation disagree expected guys hockey soft totally
I would totally disagree with that comment. I don't think we're ever considered as a soft hockey team. We've had this conversation before, our guys that are expected to score, need to score. John Stevens
considered
I always considered that more of a threat. Bob Risch
consider flattered hurt means parents people thank
Handsome" means many things to many people. If people consider me handsome, I feel flattered - and have my parents to thank for it. Realistically, it doesn't hurt to be good-looking, especially in this business. Richard Chamberlain
considered entertainment good indian mode star takes western
I think the way the audience takes the Indian film-star is a little different from the way the audience takes the Western star there. We are considered like demi-gods here, and the reason is not because we are better or good, but because there is no other mode of entertainment in India. Shah Rukh Khan
considered endemic fish four green included mammals monk sea service turtle wildlife
On its 2015 list, the Fish and Wildlife Service included the 'ea, or hawksbill turtle, as well as the green turtle, Ridley sea turtle, leatherback turtle and loggerhead turtle. Four mammals are considered endangered: the Hawaiian hoary bat; the kohola, or humpback whale; the sperm whale; and the endemic Hawaiian monk seal. Susanna Moore
considered cyberspace except might people
I don't even want to guess at what computer literacy might do to children, except to say that if cyberspace is considered a place, then there are people who are already in it and people who are not in it. Sugata Mitra
considers demanding far means mind policy word
The only thing that could come to mind is that he's politically pandering to the far right, which has been demanding that he make a statement, ... I'd like to take her at her word that he only considers the policy implications, which means there's no need to make such a hurried decision. Mark Leno
considered democrats easy state
Here's a state that Democrats have long considered an easy win. Not this time. Jon Fleischman
considered director farm guy interested last position potential rising sitting star year
He's a guy I've been interested in sitting down with for a while, ... We considered him for farm director position last year and he is a potential rising star in the game. Paul DePodesta
financial longer people period retired somewhat suspect takes time
I suspect if people live a lot longer they would be retired for a somewhat longer period of time. Just the financial planning takes on a very different character. Peter Thiel
financial guidance last provided results time upbeat year
We look for in-line fourth-quarter financial results and more upbeat guidance for 2006 than Amgen provided at this time last year for 2005. Mark Augustine
financial legal since sorts whether yes
I don't know whether they will say yes or no since there are all sorts of administrative, financial and legal issues. Mary Shapiro
financial interest
He doesn't have a financial interest in the company, Dick Cheney
financial finance paid
I wasn't a financial pro, and I paid the price. Ruth Handler
financial gone impact jobs minimal past periods situation tried
In the past when we've gone through periods where we're eliminating jobs, we've tried to do it so it'll have as minimal an impact as possible. In this instance, the financial situation is such we're just not able to do that. Al Becker
financial impact question
I think no question this will have a financial impact on American Girl. Randy Sharp
financial giving information money office power request risk running unstable
The financial office still has the power to request financial information from these organizations so we're still not running the risk of giving money to financially unstable organizations. Timothy Smith
financial financial-markets ifs
If the EU and the US can cooperate successfully on regulating financial markets, everyone else will follow. John Bruton
gathering looking stuff time
If you take too much time looking for things or gathering stuff you may not make it in time. Michael Redman
gathering largest shows
In the 22 years I've been here, it will be the largest gathering (of faculty) in regalia that we've had here on campus. I think it shows their support. Judi Hensley
gathering good looks positive promising talent time
Any time you have talent gathering like that, it's a positive situation. They've got to feel good about what they've got. It looks very promising for them. Stew Morrill
gathering revenue
It's right up there with the revenue gathering myth. John Kelly
gathering takes talent win
It takes more than just gathering talent to win in football. Kevin Evans
gathering
It's an institution, it's a gathering place. It's a real part of the community. Bill Woods
gathering tasks body
My friends, this body - perhaps more than any other gathering in human history - now faces that difficult task. Leonardo DiCaprio
gathering invite poetry release unknown
Poetry is a release of something previously unknown into the visible. You write to invite that, to make of yourself a gathering of the unexpected and, with luck, of the unexpectable. Jane Hirshfield
gathering helps holiday music tone
Music helps set the tone for any occasion. Martha's selections for this compilation will make any holiday gathering more festive. Susan Lyne
information simply
He did everything correct. They feel that they have a right to all information about his life, and they simply do not. Bay Buchanan
information people supportive
I think it's important that people get to know as much information as possible. I was very supportive of it. Chris Hill
information key open share
I think the key is to share the information you have when you have it with the public, with the press, with regulatory or governmental officials. That's important, to be open and transparent with communications. Rob Baskin
information turn
It is premature, we don't have enough information and . . . it may turn out to be unnecessary. Jim Moran
information specific
I don't have any specific information on these images. Bryan Whitman
information
I don't have any more information for you on that. James Jeffrey
information might shared trying
Had that information been shared with the FBI, which was trying to get it, 9/11 might have been prevented, Arlen Specter
information paranoia
Paranoia is just having the right information. William S. Burroughs
information-is-power empowering risk
Information is power, and the gain you get from empowering your associates more than offsets the risk of informing your competitor. Sam Walton
lobbyists talking
Our lobbyists are talking about a new arena, and the development around the new arena. David Morehouse
lobbyists
Alexi Giannoulias' top aide was a longtime BP lobbyist. Mark Kirk
lobbyists members perhaps policy washington
This is what members of the media, members of the Washington policy community, lobbyists and members of congressional staffs do perhaps hundreds of times a day. Viet Dinh
people
Moods are complicated and very much a part of who we are. People would be very boring without them. Kay Redfield Jamison
people social sports student
I was lucky, because of Student Council, my classes, sports and social life, there were different people I had friendships with. Andrew Shue
people road
I would try to put more people on the road without doing any more hiring. H. Hart
people ryan telling
Just like I've been telling people all year, Ryan isn't going anywhere. Don Miller
people seeing touches watching
Just watching the news, seeing what those people are going through, touches me, Jeff Palmer
people
I think it is a shock to people to find out that MC Hammer is a super geek. MC Hammer
people worked
I adore my job. I think I'm one of the luckiest people out there. I've worked hard, but I get to mess about every day - that's how I see it. Stephen Graham
people
He used to laugh. He'd get people to do it and not tell them what was going to happen. H. Hunt
people work
I do take pity on some of the people that have to work with me. Graham Elliot
seriously taken
It can be taken as seriously as you want or as whimsically as you want. Paul Busse
seriously
Had he been in the vehicle, he would have been seriously injured. Debra Brown
seriously speak taken voice
We're not going to be taken seriously if we speak or we may not have a voice at all, Jim Gillespie
seriously thinking
She told me she was thinking seriously about it. Gary Collins
tonight watching
Just watching him out there tonight was something special. Bobby Frasor
tonight
Kam made a lot of friends tonight with his teammates, getting them on and off the field. That's always good, especially after a late-night arrival. Buck Showalter
tonight
We've got to make a decision, probably tonight or tomorrow. We can't go short-handed. Dusty Baker
tone took
I think we took the play to them in the first period. We didn't give them anything, which set the tone for the game. Mike Dunham
tonight
I think tonight (Gipson) pretty much solidified himself. Kevin Bouis
tongue
I will not do that thing with my tongue Nancy Cartwright
tone tvs
Tone is everything in TV. Ryan Murphy
tongue body submit
What the tongue has promised, the body must submit to. Rex Stout
tonight calling want
I'm in a wild mood tonight. I want to go dance in the foam. I hear the banshees calling. Raymond Chandler
work
Justus is very much a work in progress, ... but he's getting better all the time. Bob Greenly
work
I take my work enormously seriously. When I do something, it has to feel right. Everything has to be right. Mads Mikkelsen
work
It can happen. We just all have to work together. Dan Kane
workout
It can be as much of a workout as you want it to be. Eric Kristenson
work
I think you can have it all. You just have to know it's going to work. Tory Burch
work
I think it's going to work out fine. Glenn Storch
work
I think the law should be comprehensible not only to those who work with it but also to those who are governed by it. Alan Siegel
work
I think that potentially neuraminidase inhibitors may work if you are already on them as prophylaxis (prevention), Michael Osterholm
work
It had nothing to do with her work as a lobbyist. Ben Kuehne