Famous Quotes & Sayings

Keith Gumbinger

If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.

Allen Fishbein

A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card.

George Soros

This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected,

Wade Henderson

Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process.

Keith Gumbinger

These loans can be of value for people who want to save or invest the money they would have paid in principal, ... Unfortunately, the way the product has been pitched, borrowers have been encouraged to stretch their budget to buy more house.

Beth Haiken

We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected.

Luke Swarthout

Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree.

Marcus Giles

Just looks like he's wearing the wrong color blue.

Serena Kim

Italians at the end of the day are Europeans. This Cuban guy is a person of color and a political refugee.

Andy Klatt

He is the only quarterback I have ever seen that actually looks for the other color helmet, and then tries to hit it. He hunts for tacklers, and wants to punish them for trying to tackle him.

David Bryant

Here we are in 2005, and a lot of the stuff is still going on today. People are still judging each other on how much money they have or their race, ... It's not about the color of skin but about people respecting one another for just being people.

Gerald Smith

It confirmed everything I had read about the colored fair in terms of the size of the crowd. For me, it just made it real. It is one thing to hear about it and read about it, but when you see it, it makes all the difference.

Louis Amundson

I thought we showed a lot of poise as a team. We stayed together when Colorado State made their run at us. The guys hung in there and it's a great win for us.

Sarah Price

I thought by now people would realize people just want to be people. I think there needs to be a time-out for the whole color thing.

Holger Schmieding

Whatever the color of Germany's new government will ultimately be, the pace of structural reforms is likely to be slow.

Steve Gunderson

It is not like the sky is falling. The presence of mercury in Colorado lakes is kind of spotty and it is fairly complicated because there is no pattern.

Dennis Miller

Just put down 9/11... I think, on most things I'm liberal, except on defending ourselves and keeping half the money. Those things I'm kind of conservative on.

Sigi Schmid

Joel is a versatile defender who was here for our mini-camp in November. He can play centrally or on the right and is a young player with great potential.

Willie Savannah

Juan has been wanting to fight. If it was up to him, he would have defended his title three or four times in the past year instead of once.

Jeff Zucker

He didn't know if the man would back up and try and run him over, or whether he had a weapon, so he defended himself and hit the gentleman two times. Unfortunately, they were fatal blows.

Alan Cook

He likes to dribble a lot, ... so I told our defenders to just stay on his back, don't let him turn. Make him play the drop ball, and they did a good job of doing that.

Dick Morris

her right foot is nailed to the floor in having to defend the Iraq war.

Andrew Park

It is great that I can go to a place where I can walk on the same ground of somebody that defended our country,

Mark Johnson

I was disappointed about the way we wrestled today. We had five guys in the finals and didn't get it done. We seemed to be satisfied with qualifying for nationals and not defending our title.

Norman Ornstein

There is extreme nervousness about November. The last thing that members want is to be out there in a tough campaign, where the wind is at your face, defending the indefensible.

Russell Smith

Kindle Worlds is a clever way to monetize a formerly underground trend, and to enable its participants to be remunerated. But it will be of no interest to writers with any literary ambition, as its constraints are designed to stymie even the most rudimentary impulses - even the first flickering of a dangerous originality.

Jeff White

Knowing what we know now, we would have designed it differently.

Gary Bardini

I think it's a known fact these stages are designed to get up this high and this is the way the flood system operates.

Lois Huff

He didn't follow someone's design. He designed what he wanted. That's an extreme reversal of where trends and styles come from.

Townes Van Zandt

I don't envision a very long life for myself. I think my life will run out before my work does. I've designed it that way.

Larry Ellison

Oracle's latest database, version 12c, was specifically designed for the cloud. Oracle 12c makes all your Oracle applications multitenant applications without you having to make any changes whatsoever to your applications.

Alan Siegel

We try to make things user-friendly. We try to use information designed to facilitate quick understanding.

Johnny Hill

We make a practice of being on- site for the initial install of every site. OSP engineers have joked with me that I must have worked in the field because the platform is designed to accommodate the 'fat fingers' of the field technician, rather than the manicured hands of a laboratory engineer.

Brian Murray

He never really seemed to take off as decisively as he has this year. We can put in a lot more designed plays.

Najib Razak

My priority is to ensure peace and harmony in Malaysia. That is uppermost in my mind.

Greg Gallaspy

What we want to do is ensure there's a balance. That's the key.

David Hartley

Having a new state-of-the-art plant is encouraging, but it does not ensure that Cott will do a better job of managing its entire plant operations.

Norm Coleman

He's actually a good man (but) an incompetent administrator, ... heavy lifting that will ensure success for reform.

Michael Chertoff

to ensure a work environment free of unlawful discrimination and retaliation.

Denis MacShane

I will be urging him to ensure any shutdown is as painless as possible for local communities,

Charles Grassley

We must ensure that this nightmare NEVER occurs again,

Jon Postel

reserved for infrastructure purposes to help ensure stable operation of the Internet.

Martin Winterkorn

Regardless of whether we are in an upturn or a downturn, our goal is to ensure the Volkswagen Group reaches the top of the automotive industry.

John Prendergast

I'm probably a little too impatient with ensuring that the networks and organizations I'm part of are doing the right thing, and pushing the right thing the right way.

Neil MacDonald

The metadata problem is going to get worse with Windows Vista. Firms need some way of ensuring that they do not suffer embarrassment.

Robert Wallis

The opportunity for ensuring this orderly process rests squarely with the relatives in Miami. We urge everyone to put the well being of Elian before all else in this process.

Bill Owens

True leadership lies in guiding others to success. In ensuring that everyone is performing at their best, doing the work they are pledged to do and doing it well.

Shari Arison

I foresaw the financial crisis. I get messages in my sleep, in pictures and words. I understood that I have a mission and a role in ensuring human existence. I received a message that people would soon start to go crazy.

Paul O'Neill

with a view to ensuring that investors in all mortgage-backed securities are provided with the information that they should have.

Anthony Romero

The photos and videos play a key role in ensuring government accountability for the torture that happened,

Thomas Powell

Joy, living in the moment, plus lack of fear equals abundance. Live for the moment without fear and you have all you truly need.

Allison Davis

He lives in those of us who work hard to fulfill his mission of equality and opportunity. For all of us, he is very much alive.

Gary Sheffield

If you're equally good as this Latin player, guess who's going to get sent home? I know a lot of players that are home now can outplay a lot of these guys.

N. T. Wright

Most of the things that really matter require faith. 'How do I know that my wife loves me?' 'How do I know that Mozart's 'Jupiter Symphony' is sublime and beautiful?' There are all sorts of things which come at a more lowly level than that - 'How do I know that two plus two equals four?' There are different layers, different types of knowing.

Lakhdar Brahimi

What we have learned from that struggle is the importance of freedom, the importance of mobilization, the importance of justice, equality, and so on.

Danny Blanchflower

We try to equalize before the other team have scored.

Marlon Devonish

To come back from the World Championships and equal my PB was very, very pleasing,

Alicia Sacramone

I think we could have sent three people to the Olympics and done equally well. We have a lot of great girls in our generation right now.

Floyd Reese

I think all things being equal - speed, size, strength - you're always going to lean toward those players who are more tested,

Jonathan Spira

Knowledge sharing and collaboration are a key foundation of research and development.

Trisha Goddard

You should never ever ever have somebody else who is the foundation of your life. You need to be the foundation of your own sh*t.

Tracy Morgan

Stand-up is my foundation. That's where it started at. And I love it because it's personal. It's mine. It's all me. It's my experience in life.

Samuel Gompers

Workingmen are at the foundation of society. Show me that product of human endeavor in the making of which the workingman has had no share, and I will show you something that society can well dispense with.

Rebecca MacKinnon

In Britain, a 'block list' of harmful Web sites, used by all the major Internet Service Providers, is maintained by a private foundation with little transparency and no judicial or government oversight of the list.

Jim Fassel

I'm trying to tweak things, ... because we've got to get our running game going. It's the foundation for us.

Mandy Moore

I'm lucky to attribute my success to the foundation my family gave me. I've always felt grounded in them.

Thomas a Kempis

The loftier the building, the deeper must the foundation be laid.

Manu Bennett

The fitness builds the foundation for me as an actor to have clarity. Fitness has always been the base of where I start off as a performer.

Rudy Rucker

Physical laws provide, at best, a recipe for how the world might be computed in parallel particle by particle and region by region.

Jose Morales

The Mexicans are going to keep coming, wall or no wall, new laws or old laws.

Brian Oxman

This is a lawsuit that never should have been brought. I'm pleased it's over.

Bobby Schindler

It's going to take a little while before these laws are actually changed.

Robert Frost

A successful lawsuit is one worn by a policeman

Morris Iemma

These are the toughest laws in the country.

William Cory

All beauteous things for which we liveBy laws of time and space decay.But oh, the very reason whyI clasp them, is because they die.

Vint Cerf

You simply can't keep up with the technology, ... so the laws won't apply.

Viviane Reding

At present I see very different interpretation of laws in different countries.

Robin Zander

The biggest culprits in the housing fiasco came from the private sector, and more specifically from a mortgage industry that was out of control.

Chris Gabrieli

I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment.

Carol Rebello

I made all my payments on time, but I never got a mortgage bill.

Dexter Holland

You can't sing about the same things as you did when you were 20; it would be ridiculous to sing about, I don't know, being in the quad. You can't really write about mortgage payments or stuff like that... but you can talk about 'let's make the world a better place.'

Julia Gillard

I'm angry and I understand why Australians paying mortgages are angry.

Martin Lewis

It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.

John Porter

It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage.

Suze Orman

Opt for a fixed-rate rather than an adjustable-rate mortgage.

Jennifer Ellison

I got a mortgage at 17! I didn't even know you could get a mortgage at 17.

Kay Redfield Jamison

Moods are complicated and very much a part of who we are. People would be very boring without them.

Andrew Shue

I was lucky, because of Student Council, my classes, sports and social life, there were different people I had friendships with.

H. Hart

I would try to put more people on the road without doing any more hiring.

Don Miller

Just like I've been telling people all year, Ryan isn't going anywhere.

Jeff Palmer

Just watching the news, seeing what those people are going through, touches me,

MC Hammer

I think it is a shock to people to find out that MC Hammer is a super geek.

Stephen Graham

I adore my job. I think I'm one of the luckiest people out there. I've worked hard, but I get to mess about every day - that's how I see it.

H. Hunt

He used to laugh. He'd get people to do it and not tell them what was going to happen.

Graham Elliot

I do take pity on some of the people that have to work with me.

John Timoney

He's being treated for a gunshot wound to the head,

Rowan Atkinson

It's a bit disconcerting being treated like Madonna.

Ted Demme

I'm at Miramax now, where I've actually been treated like a Prince.

Mary Scott

No one should have been treated like that.

Rick Clausen

I'm going to get a lot of treatment this week, as many times as possible, to get the soreness out.

Don Flanagan

It swelled up pretty good. But we'll let her get treatment on it and see how it goes.

Joe Williams

Treatment is the way to go, ... It can work if you have the right model.