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affluent almost average borrow children debt families increasing levels likely
Sandy Baum Where the average debt levels are really increasing are for children of more-affluent families. Children of affluent families are now almost as likely to borrow as children of less-affluent families.
affluent business driving fans
Ray Waddell The most affluent fans are driving the business in many ways.
affluent circles closer maxim proximity rule unspoken
Jamie Johnson There's an unspoken rule in affluent circles that suggests you can always define an individual's status by measuring his or her proximity to the most influential person in the room. And as the maxim goes, closer is always better.
affluent background classes means prep sat score student
Lawrence Summers An SAT score means one thing if the student comes from an affluent school, where there are SAT prep courses, and a very different thing if the student comes from a disadvantaged background where there was no SAT classes of any kind.
affluent articles college district family kids knew maybe people school struggling suggested
Dean Chase Back in 1991, I suggested doing this because our school district is not affluent by any means. We had kids going to college and struggling and some of them were the first people in their family to do so. I had read some articles about foundations and knew that maybe we could do this.
affluent america choose contains driven empty finds insight prefer rather society strange submit talent
Michael Harrington Our affluent society contains those of talent and insight who are driven to prefer poverty, to choose it, rather than to submit to the desolation of an empty abundance. It is a strange part of the other America that one finds in the intellectual slums.
affluent averse confidence continued economy excellent expand financial highly momentum money move opportunity planners risk showing signs stock
David Thompson Affluent consumers, a highly risk averse group, are showing signs of confidence in the economy as they move their money back into the stock market. This continued momentum is an excellent opportunity for financial planners to expand and diversify their customers' portfolios.
affluent attitudes baby boomers challenges financial fruit group hanging high largest lots low marketing mass net obvious planning represent requires research retirement services simply thorough understanding unique work worth
David Thompson Affluent baby boomers have unique challenges when it comes to retirement planning and represent one of the largest opportunities for financial services firms. Mass marketing to this group of high net worth individuals simply doesn't work and requires a more thorough understanding of the affluent lifestyle, attitudes and behaviors. It's obvious from our research that there's lots of low hanging fruit yet to be picked.
balance built canadian executing fiscal forward further goals growth half momentum performed pleased profit quarter revenue second teams throughout
Robert Huang We are pleased with our revenue and profit growth in the first quarter of 2006. Our US and Canadian distribution teams performed well and built on the momentum they generated in the second half of fiscal 2005. We look forward to further executing on our fiscal 2006 goals throughout the balance of the year.
balance cost due effect expenses fiscal foresee further increase intake loss measures operating order pleased previous quarter reduction reflects report results savings selling since stronger year
CEO Luxton We are pleased to be able to report that the operating loss in the first quarter narrowed significantly over the previous quarter. This reflects a reduction in selling and administrative expenses due to cost savings measures that we have implemented since the fiscal year began. With further cost-savings still to take effect and with a significant increase in new order intake since Dec. 31, we foresee much stronger operating results for the balance of 2006.
balance chances fall good hurt line past score second stress third winning
Kevin Quinn We stress balance. Balance is key. I think what's hurt us in the past is we had one really good line and if they didn't come through on their chances to score in big games, we weren't winning because we couldn't fall back upon the second or third lines.
balance defense good nice spread
Seth Evans We spread it around pretty well and the defense was strong, too. The good balance was nice to see.
balance books characters morning pages readers stick themes three trying turning until
Guy Gavriel Kay I want readers turning pages until three o'clock in the morning. I want the themes of books to stick around for a reader. I'm always trying to find a way to balance characters and theme.
balance known universe
Carlos Castaneda We have to balance the lineality of the known universe with the nonlineality of the unknown universe.
balance alive wonder
Carlos Castaneda The aim is to balance the terror of being alive with the wonder of being alive.
balanced discussion equitable japanese permanent point pursue question realize seat security view
Yoshinori Katori We want to realize from the Japanese point of view a more equitable and balanced way of burden-sharing. This question we will pursue irrespective of the discussion of permanent seat of the Security Council.
balanced current extending few forward incredibly level maximum past program provides racing seen series teams value
Brian Barnhart We have seen an incredibly balanced level of racing the past few years in the IndyCar Series and look forward to even more of that in 2006. Extending our current chassis program with Dallara and Panoz provides our teams maximum value for their investment.
catering doubt fair meat
William Taylor We have no doubt a lot of this meat is going through catering establishments and it is only fair it should be identified.
catering devoted dream hard home independence lifetime needs solely women
Mariella Frostrup For many young women, the dream of independence and a home of their own is a tantalising goal, while a lifetime devoted solely to catering for another person's needs would be hard to countenance.
catering continue far furniture market niche stay successful
Bill Cleveland We're far from dead, as some would suggest. We're still around, and we'll stay around. We've been a successful niche market catering to promotional and mid-priced furniture manufacturers and retailers, and we'll continue to do so.
catering functions increases parties since single special
John Filler This co-location increases our capacity, especially for catering special functions. Since the co-location, we have done simultaneous parties of up to 300 each and we've catered single functions for as many as 1,000.
catering garments top unless
Tuly Cooray This makes our garments too expensive, unless we are catering to the top end of the market.
catering cooked gift money restaurant secret since tried
Mary Reynolds I tried catering first and then I put money into the restaurant as I got it. I've cooked all my life, since I was 7. I don't know what the secret is - a gift from God.
catering company mothers products providing shop small specialty
Neil Stern It's a very small company right now but its got the right idea of providing a one-stop shop for specialty products catering to expectant mothers and young children,
catering eat intentions lack passengers premium prolonged start
Chris Avery A prolonged lack of catering would start to eat into premium. More important is the booking intentions of their best-paying passengers which is the premium cabins.
catering emotional likely spending
Alan Fields You're most likely spending more on catering and photography than the dress, but it's a very emotional purchase.
consumers tried
Michael Gallelli We've always tried to give consumers what they want, not what we feel they need,
consumers gain share
Bill Gates We're going to gain a lot of share here. We're going to make a lot of consumers happy.
consumers greatest imagine
Leo Hindery would be one of the greatest displacements of high-quality (cable) programming -- one of the rudest things I can ever, ever imagine for consumers in this country.
consumers forget found items operators store talking
Kurt Barnard We found out, from talking to consumers and store operators all over the country, that low-dollar items went very fast. Forget about high-end items.
consumers gotten pay reluctant services using willing
Jonas Persson We find consumers very reluctant to pay for new services at all. Corporations are more willing to pay for new services. And from corporations, come consumers who have gotten used to using the services at work.
consumers data holiday season since spending spent strongest year
Scott Hoyt Year over year, the data shows, this will be the strongest holiday season since 1999. But because consumers have been spending since September, there's not much pent-up demand. Consumers have already spent up demand.
consumers information next people rewarding telling
Ken Woods We're getting people to be consumers of our information. We're telling them what's going to come next and rewarding them as we go on.
consumers engage greater grow harness help imperative marketers marketing meaningful power requires rights sales sports strategy time tool truly
Rick Dudley At a time when rights fees are escalating and sports sponsorship as a first-tier marketing strategy requires greater accountability, it's imperative for marketers to have a tool that can truly help them harness the power of sponsorship to differentiate their brands, grow sales and engage consumers in meaningful ways.
consumers customers evoking exciting finding granted instead looking mistake problem products retailers selling stores taking terrible unusual
Kurt Barnard A terrible problem for retailers is that most stores are evoking yawns from consumers, instead of excitement. Retailers just can't keep making the mistake of taking customers for granted by selling ho-hum kind of merchandise. Consumers are looking for unusual and exciting products and they're not finding them.
harder remember
Don Samuel When you tell a lie, it's always harder to remember what you said.
harder joyous less life major nursing themes worked
Holly Lisle Writing, for all that it's harder than nursing ever was, is also more joyous and more fun and a lot less dangerous. And the major themes of my life have become the major themes of my writing, too - so it has all worked out pretty well.
harder
Charles Grodin Everyone is having a harder time than it appears.
harder labeled page reader romantic tremendous whether written
Maggie Shayne Whether labeled as such or not, I think every book I've ever written has been, more or less, a romantic suspense. I have always put tremendous effort into making each book a page turner: The harder it is for the reader to put it down, the better I've done my job.
harder matter opens takes taste work
Rob Davis What this is all about is getting a taste of success. It doesn't matter who you beat, once you know what it takes to win, you'll work harder and that opens up other opportunities.
harder needed normal seen strongest work
Freddy Sanchez What he needed to do was to work harder than the normal person just to get back to where he needed to be. This is probably the strongest I've ever seen him.
harder hopefully michael miss people pick shame team work
Jim Haslett It's a shame because not too many people on this team work harder than Michael does, ... But we'll pick up and hopefully not miss a beat.
harder jobs lose mean people salmon
Glen Spain A lot of people are going to lose their jobs. It will mean ocean-catch salmon will be much harder to get. And it will be much more expensive.
harder lining positions teams
Larry Terry They know all the positions and that makes it harder for teams to know who's lining up where.
holiday thinking special
Alan Bradley Although it is pleasant to think about poison at any season, there is something special about Christmas, and I found myself grinning.
holiday black goes-on
Al Sharpton I grew up in the 1950s and '60s, when it was almost a holiday when a black act would go on Ed Sullivan.
holiday vacation vacation-time
Earl Wilson A vacation is what you take when you can no longer take what you've been taking.
holiday sweaters age
Denis Norden Middle age is when, whenever you go on holiday, you pack a sweater.
holiday outlook performance pleased remain season year
Bob Ulrich We are pleased with our performance during this year's holiday season and remain comfortable with our outlook for the year overall.
holiday boredom needs
Bertrand Russell I used, when I was younger, to take my holidays walking. I would cover 25 miles a day, and when the evening came I had no need of anything to keep me from boredom, since the delight of sitting amply sufficed.
holiday way pork
Aasif Mandvi I'm Muslim the way many of my Jewish friends are Jewish: I avoid pork, and I take the big holidays off.
holiday sleep winter
Alan Titchmarsh My wife and I always have a winter holiday that I call the "fly and flop". In January and February, you don't want culture, you just want to get your bones warm and eat, drink, sleep. We usually go to the Caribbean.
holiday summary
Alan King A summary of every Jewish holiday: They tried to kill us, we won, let's eat!
likely rockets solid violent whether
Henry Spencer Whether solid rockets are more or less likely to fail than liquid-fuel rockets is debatable. More serious, though, is that when they do fail, it's usually violent and spectacular.
likely type
Courtney Campbell With this type of leukemia, he most likely will need a bone-marrow transplant.
likely understanding
David Carr We're more likely to be understanding than to be judgmental.
likely passing rest state unique voters
Mark Forest Absentee voters used to be a unique demographic group. Now they're more likely to look like the rest of the state with each passing election.
likely message people
Jim Dyke The more we get the message out, the more likely we think people will become excited.
likely
James Johnston The more they need you, the more likely it is you're going to get clauses that you want in the agreement.
likely next patterns
Lisa Maxwell It's just an untouched jewel. It really is just kind of the next place for likely development patterns to occur.
likely markets seems sloppy start
Khuram Chaudhry It seems like the U.S. markets are likely to see a sloppy start after Friday's sessions,
likely people thin
John Schneider It seems like people are more likely to tell you you've gotten too thin than to tell you you've gotten too fat.
retailers specialty teen
Todd Jones The teen retailers and some of the specialty retailers were the clear-cut winners.
retailers sells
Shahrukh Khan I work like a retailer. I sell my services, take my money and keep it in the bank.
retailers street
Michael Beyard The retailers want to be on the street now.
retailers start time
David Cook It's time for big-box retailers to start to do the right things by their employees.
retailers
S. Walker We're not going to do that. I think the retailers would go nuts.
sales special
Peter Reynolds When we have a special event, our sales triple,
sales site web
Shawn Roop At first, all I wanted the Web site to do was $50 in sales a day, then $100 -- now I look for $350 a day.
sales state stock
Joel Rassman The stock sales have nothing to do with the state of the market. It has everything to do with diversification.
salespeople resolve
Brian Tracy Resolve to be among the top 20% of salespeople who make 80% of the sales.
sales
Jon Hanson Token sales have spiked, ... Token use has spiked.
salesman
Robert Klein Fear is the greatest salesman.
sales spring until
Richard Foreman We really won't see the story until we get into the spring and see the spring sales activity.
salespeople results products
Chris Murray Why do so many salespeople talk to customers about the product and not the result?
sales
Shaojing Tong I don't see how it will revive sales dramatically.
saws washington-monument catastrophe
Arnold Bennett Saw Washington Monument. Phallic. Appalling. A national catastrophe.
saw steps
Roman Gutierrez We still saw some of our inexperience today. That will be the case, but there were still some steps of improvement.
saws want shoulders
Bill Murray If you walk up to some random person on the street, grab them by the shoulder, and say 'Did you just see what I saw?!', you'll find that no-one wants to talk to you.
saws advantage
Carol Leifer There were very few women comics when I started out doing stand-up. But I always saw that as a great advantage.
saw sign
Aaron Boone Yeah, I think I knew. I saw the sign and the announcers.
saws firsts actors
Dennis Hopper I wanted to be an actor. I decided when I was very young, when I first saw movies, that I wanted to be an actor.
saws should avarice
Benjamin Franklin Avarice and Happiness never saw each other, how then should they become acquainted?
saws destroyers
Belle Boyd Politically I did not like Mr. Lincoln for in him I saw the destroyer.
saws creeps wanted
Barbra Streisand It always gave me the creeps when I saw performers who desperately wanted the audience to like them. That's not what I'm about.
work quality may
Alan Watts Although profoundly "inconsequential," the Zen experience has consequences in the sense that it may be applied in any direction, to any conceivable human activity, and that wherever it is so applied it lends an unmistakable quality to the work.
work play able
Al Kaline You've got to get good habits of working hard so that when that play comes up during the regular season that you're able to complete it and do it the right way.
work office employment
Dean Acheson I will undoubtedly have to seek what is happily known as gainful employment, which I am glad to say does not describe holding public office.
work may helping
David Riesman Though top executives may work as hard as ever-in part perhaps because, being trained in an earlier day, they can hardly help doing so-their subordinates are somewhat less work-minded.
work artist class
David Riesman The closest thing we have to the traditional ideology of the leisure class is a group of artists and intellectuals who regard their work as play and their play as work.
work trying stuff
David Duval I've just been working hard, trying to get some good stuff to come out.
workout fun powerful
Arnold Schwarzenegger When your vision is powerful enough, everything else falls into place: how you live your life, your workouts, what friends you choose to hang out with, how you eat, what you do for fun. Vision is purpose, and when your purpose is clear, so are your life choices. Vision creates faith and faith creates willpower. With faith, there is no anxiety, no doubt - just absolute confidence.
workout gone regimes
Ben Whishaw I've gone on workout regimes, but I seem to have a system that is very resistant to changing.
work-ethic ethics talent
Arnold Palmer I never met a winner who had a work ethic. Not somebody who says I have so much talent that naturally I won.