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banking banks clear compared deal hot interest investment loan quarter rate retail sector tied tougher trading volume
I think it's clear that the banks that are more tied to the retail sector are going to have a much tougher quarter compared to those with diversified positions. The banks in the retail sector have to deal with interest rate compression, loan volume will be tougher, and they don't have the trading or investment banking that are hot now. Richard Bove
banking basic believe crisis due mean sort stock
I think the basic fundamental underpinnings are very sound. The banking system's sound, there's no near-term crisis to be had. It doesn't mean the stock market's not overextended - which I believe it is and is due for some sort of setback. But I don't think it's 1987 all over again. Vincent Farrell
banking coming halfway huge literary novel publish quit second
I thought that I would have a huge literary novel coming out when I was, like, 29. I quit my banking job, and I was halfway through my second novel - and I will never publish it, because it's very mediocre. Philipp Meyer
banking banks basis below bit cap capital consensus difficult drive ends fed great growth hurt issues loan margin market markets meet months near raised rates second simply smaller terms top
I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength. Andy Collins
banking general market people starting stocks value
I'd like to think that this is a bottoming out and people are starting to see the value that a lot of these banking stocks offer. I'd like to think there's some bottoming out and strength, but in general the market is nervous. Tom Finucane
banking bid helping provide remains retail share support
Retail banking remains a concern, as does unsecured lending. However, with bid speculation helping the valuation, this should provide support for the share price. Andy Penman
banking best companies models niche practices retail
Retail banking is a distribution game. The models for best practices in distribution are companies like Wal-Mart and the niche retailers. Adam Dener
banking regulate sector
Regulators can't regulate the banking sector by themselves. They need the market. Stephen Greene
banking gives industry investment investors learned recovery sale
Investors already learned about the recovery in Japan's banking industry and the Mizuho sale gives them another investment opportunity. Wataru Kasatani
china lives market means open products rest rules sold
I think it is important that China be in the WTO. But they must come in a commercially-meaningful way. And that means that their market has to be open for U.S. products to be sold into.? They should live by the rules the rest of the world lives by. William Daley
china deal dedicated india solely
What we don't want is to have someone dedicated to solely doing a deal in China or India or wherever, and then they're all by themselves. Promod Haque
china chinese countries government great olympics people powerful recognize similar wants
Hitler used the Olympics to show his people that his government had legitimacy. The Chinese government wants a similar result: that countries recognize that China is a great and powerful country. Li Jian
china
I think it's important for us to get a better sense of China overall, Tim Adams
china gradual growing manage partner power regional
We think China is a growing regional power and we want to partner with them to manage their gradual rise. O. Henry
china clear exchange rate
I think it's very clear that China is introducing a new exchange rate mechanism. It is not a one-time adjustment. Zhou Xiaochuan
china foreign investment maintained momentum quality sound
In 2005, foreign investment into China maintained sound momentum and the quality of foreign investment improved. Chong Quan
china invest money
If you look at what most other money going into China is earning, it is not that inefficient. If you don't invest in U.S. bonds, what do you invest in? Ping Chew
china goods provide public
In the future, China will provide more international public goods in many areas. Shi Yinhong
corporate good
Harrah's is a good corporate citizen, but they have priorities, Bill Thompson
corporate dialog drafts good responses trump
Good first drafts and speedy responses to consumer dialog will always trump lawyered corporate speak. John Battelle
corporate revolution
There is a kind of revolution going on, on the corporate desktop. Kevin Brown
corporate force growth holding line matter profit profits recent seen slow stay work workers
I think we know corporate profit growth can't stay at the rate we've seen in recent quarters. They (employers) have been squeezing the work force pretty aggressively, squeezing productivity out of workers and holding the line on wages. It's a matter of how much corporate profits slow down. Ethan Harris
corporate good
I think they want to become good corporate citizens. Jody Kielbasa
corporate domino email ibm lotus notes represent
IBM Lotus Notes and Domino represent a significant part of the corporate email landscape. Dave Grannan
corporate repeatedly voted
Representative Cuellar has voted repeatedly to let corporate polluters off the hook. Andy Schultheiss
corporate inflation pricing remains virtually
Inflation in the U.S. remains virtually non-existent, as does corporate pricing power. Sherry Cooper
corporate creating emphasis helped levels major puts tournament
In creating those sponsorship levels it really has helped make the tournament more viable. It puts a major emphasis on some of our corporate sponsors. Mark Brazil
debt people referendum taxes truthful
What with the referendum were they truthful about? The taxes people had to pay? No. The finances? No. How much debt we had? No. How much did they get right? Larry Snow
debt either larger money pay people pockets spending trouble
What we want to see is have people get more money in their pockets sooner, ... There's some trouble out there, apparently, with the economy, and we want to see people have larger paychecks so that they can either pay down their debt (or) use it for some spending that they may want to do. Lawrence Lindsey
debt deeper easy necessary
Going into debt is never easy and, in your case, going deeper into debt is a necessary evil. Greg Zandlo
debt littles noise
Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger. Samuel Johnson
debt broke eyeballs
When I moved to L.A., I was penniless, absolutely beyond broke and in debt up to my eyeballs. Ryan Tedder
debt flattery praise
Just praise is only a debt, but flattery is a present. Samuel Johnson
debt deficits eye facing far governor greater level months office state took
California's level of debt is far greater than when the governor took office 23 months ago. And the state is facing deficits as far as the eye can see, Phil Angelides
debt deflation price
In Japan, for example, the debt deflation started in 1990 and price deflation started in 1992 or 1993. That's what we're in for right now. H. Hunt
debt deny millions people promised realized watching
The IMF realized that the world was watching and they couldn't deny millions of people the promised debt cancellation. Max Lawson
efforts time
To expect for me to be one-way every time you see me is to expect me to be a one-dimensional man, which I've never been. I've always applauded my efforts to be diverse and multi-faceted. T.I.
efforts israeli lesson
I think that is the lesson of the Israeli efforts over the years. Brian Jenkins
efforts few job kids nice past wished
He's done a nice job with our kids here. I thanked him for his efforts and everything he has done here the past few years, and wished him well. Mark Farley
efforts state
On the state level, these efforts will continue. Stuart Anderson
efforts five hit products seem technology types
Regrettably, two different types of products seem set to hit the market. But this is the kind of technology that will be around for five or 10 years. Efforts should be made continuously to make unification happen. Atsutoshi Nishida
efforts multiple persist town
If you want your town to be pedestrian-friendly, you need to persist in your efforts over time. You can't just do one thing, either. You need a multiple strategy. Phil Smith
efforts finishing mind
In my mind, and in a lot of the lads' minds, we are still concentrating all our efforts on finishing second. Rio Ferdinand
efforts focus procedures stopping wish
By incorporating unpredictability into our procedures and eliminating low-threat items, we can better focus our efforts on stopping individuals who wish to do us harm. Kip Hawley
efforts events led march rightly
The events of March 11th have rightly led us to redouble our efforts Brian Cowen
funds ought sure takes
I think we ought to make it a first-class facility. If it takes more than $50-million, we will have to make sure we find the funds to make it right. It's pretty important to get it right. James Bennett
funds
I think we have the funds now for all of it. Jim Leach
funds list lost signs
There are no signs that funds have lost appetite. As long as you have a list of problems, funds will keep piling in. Angus MacMillan
funds legal opinion
I didn't give a legal opinion on any of the funds in question, Christopher Sullivan
funds inflation investors oil seemed selling
Recently, funds who were selling oil also were selling the metals, but then everything seemed to change. Investors see that there are whiffs of inflation out there. George Gero
funds growth name
In the past, these were growth funds in name only. Kunal Kapoor
funds move past remember ron telling
I remember telling him if you're going to move funds around you better see if it was done in the past to see if (former treasurer Ron Graves) had done it, ... But it's just not something I would do for Ron or Bill, to authorize the use of funds. Christopher Sullivan
funds increasing irs machine moves
The machine moves slowly, but the IRS has more funds and is increasing its enforcement activity. Paul Gada
funds neutral raise rates tread
They have to tread carefully, they don't need to raise rates so they become restrictive as there is no inflation, so they are fumbling for a neutral funds rate. Dominic Konstam
governance
In my opinion, the most important thing in governance is management control. Joko Widodo
governance
Governance is everything. Without governance we have nothing Mo Ibrahim
governance issue positive push quick top
We are positive about this review, but we will be very quick to push the issue of governance to the top of the agenda. Thomas Kurth
governance
Corporate governance should be done more through principles than rules. Adi Godrej
governance point trust view
There are many pluses from a governance point of view in trust structures. Mike Smith
healthier legs needed seemed threw work
He seemed to be healthier today, his legs and everything. He said he needed work and threw 52 pitches. Felipe Alou
healthier
It's healthier if you kind of just walk away from things and not really care about what happens. Charlie Tahan
healthier level
It's also making things (fiscally) healthier at the AHL level as well as the NHL. I feel it already. Gary Bettman
healthier longer
As we live longer and healthier for longer, we need to keep ourselves busy... the diary is pretty full. Evelyn Glennie
healthier market needs past rally shall week witnessed year
A rally such as we've witnessed in the past week needs a correction. The market shall be healthier in the new year because of it. Dennis Gartman
improved last played season since team time weekend
I would say this is a turning-point in our season we want to come in this weekend and show them we're a different team and that we've improved a lot since the last time we played them. Amber Bowman
improvement responding shows treatment
He is responding to treatment and shows improvement every day. Penny Circle
improvement market months signs
There are signs out there that the market is discounting this (economic improvement) six-to-nine months out. Mark Donahoe
improve life power reduce science technology using
Engineering or technology is all about using the power of science to make life better for people, to reduce cost, to improve comfort, to improve productivity, etc. N. R. Narayana Murthy
improve income lots questions
What would BBVA do with Lloyds? Will it improve the cost/income ratio, which is already very low? There are lots of unanswered questions there. James Leal
improve men
For men improve with the years;And yet, and yet,Is this my dream, or the truth? William Butler Yeats
improvement paid season state trip
He showed improvement all season long and that paid off with a trip to the state tournament. David Ganey
improve next offensive shows took
I think it shows in our free-throw shooting. We were 12 out of 26 from the free-throw line. It took us too long to get into our offensive sets. We will improve on that by next season. Kevin Johnson
improvement offense time
I think their new offense is pretty good. It's an improvement, but it will take some time to get running. Kevin Williams
included possible students toward using
It is possible that some students know what drugs are and are not included in the tests, and migrate toward using those not included. Lloyd Johnston
include since
I agree, that since this has come up, it would have been appropriate to include more disclosure. Charlie Higley
include player
Ideally, I'd like to have an eight-or-nine player rotation, and I'd like to include another perimeter contributor. Tara VanDerveer
include mistakenly nowadays
I come from a class which used to be called the gentry - which is nowadays mistakenly used to include the nobility, but in fact is not. The gentry was essentially the untitled landowning class. Julian Fellowes
include nights
I am an insomniac. Most of my nights include a moment of wakening. Often I will make my way to the kitchen to make tea and read for awhile. Jacqueline Novogratz
includes nations nuclear peaceful process sovereign
I want to say that the process of enrichment is the sovereign right of any country. You should not take away this right from nations which have a peaceful nuclear program, which consequently, includes also enrichment. Ali Larijani
includes mostly open process scientific
The medical, scientific process is open to any drug. That includes marijuana. But you have to get through a process and demonstrate scientific validity. And in this case, to be honest, I think it's nonsense. This is mostly a 'Cheech and Chong' show for the quasi-legalization of marijuana. Barry McCaffrey
include mundane snaps special
I told them just to include the really special runs, not the mundane ones. Well, there's over 200 snaps on there. Bill Snyder
includes literally point points prism views
'Babel' is about the point of view of others. It literally includes points of views as experienced from the other side. It is not about a hero. It is not about only one country. It is a prism that allows us to see the same reality from different angles. Alejandro Gonzalez Inarritu
players talented
GW has always had talented players because of where it's located. Justin Fishman
players spending time
I think it?s going to be a lot more like home. I think players are going to end up spending a lot more time here. Michael Barrett
players stepped stride took whatever younger
Whatever it was, we took it in stride and the younger players defensively stepped up. Mathias Kiwanuka
players rules talking took
We took the shackles off them. There used to be rules (about talking with fans). We tell the players to be themselves. Dave Schroeder
players sure understand value
We've got to make our players tougher, and we've got to make our players understand the value of winning. And this sure helps. David Grewe
players seemed
I think it was just the combination of players we had in. It seemed we always had one player out of position. Robert H. Connelly
players premier puck saw took
He was on his back and I don't even think he saw where the puck was and he took a swipe at it. That's why he is one of the premier players in the league. Paul Mara
players starting until
I'm just now starting to feel comfortable. I didn't really know all my players until the end of (last) season. Mario Bailey
players
I have no idea why he would say that. All the players had apartments. ... He said things we don't understand. Greg Couch
public support
We've been very public in our support of this. Mike Mower
publicity live-by dies
Live by publicity, you'll probably die by publicity. Russell Baker
publicity drs claims
I do not know of any credible evidence that suggests Dr. Zavos can clone a human being. This seems to be yet another one of his claims to get publicity. Robert Winston
public-opinion opinion ministers
No minister ever stood, or could stand, against public opinion. Robert Peel
public-service attorney agree
Even the former Attorney General of the United States Eric Holder has come out to say that he believed that [Edward] Snowden performed a public service, and I couldn't agree more. Zachary Quinto
public ruling
If I were the public officials, I would look at this ruling very carefully. Gary Peck
public-speaking critics wiser
The public is wiser than the wisest critic. George Bancroft
public-opinion opinion journalism
Journalism has a distinct place in familiarizing and expressing public opinion. Mahatma Gandhi
public-opinion creation born
Creation of effective public opinion depends on the cultivation of true courage, born of truthfulness and nonviolence. Mahatma Gandhi
sector sentiment
The sentiment for the whole telecoms sector has now cooled down. Markus Steinbeis