Doug Heller
Doug Heller
california cut earthquake insurance
The story of earthquake insurance in California is one of cut and run.
consumers filing legitimate strange threatened
It has been a very strange development. Consumers are being threatened with non-renewal for filing legitimate claims.
california candidate consumers faith favors industry reject voters wants
Any candidate for commissioner who wants the faith of California voters and consumers has to reject all contributions and favors from the industry -- period.
afraid call seem
They seem to call it as they see it, and aren't afraid to take on whomever is in charge.
county decisions eye government officials sat
It's an embarrassment that the county has sat without this for so long. Too often, officials in government are making decisions with one eye on the door.
agenda concert consumers dollars millions push raise squeezed
Massachusetts consumers are being squeezed out of the concert so Schwarzenegger can raise millions of dollars to push his big-industry donors' agenda in California.
demand rate using
This is just part of a demand for more rate increases. They are using it as an excuse.
becomes bond campaign coming concern largest money months note political watch
There's a lot of concern that this infrastructure bond becomes the nation's largest thank-you note to his political donors. What we're going to have to watch over the coming months is the influx of campaign money from the builder-developer community.
california caps companies company insurance less liability limits looking lower medical model money patients rates reform regulation rights spend understand victims worked
With limits on the rights of victims of medical negligence, insurance companies spend less money on patients and more money on insurance company lawyers, but insurers do not lower rates for doctors. Lawmakers looking to California as a model for malpractice insurance reform must understand that regulation worked and liability caps did not.
case cause hurt insurance liability might obligated protect protected
Under the law, you are obligated to have liability insurance to protect the person you might hurt. Now, they are protected in case you cause an accident.
almost amazing gray hero situation takes villain worse
What's amazing is that you've got a situation where Schwarzenegger has become worse than Gray Davis. It's almost like a Schwarzenegger movie where the hero kills the villain -- and takes over his personality.
expect exposes range shows truly wide
This really exposes the industry. They say it's all about cost-based pricing. But this shows it is all about marketing. If it were truly about risk, you wouldn't expect to see such a wide range of approaches.
asked bail billions companies utility worth
We're being asked to bail out the utility companies for billions of dollars, but they're not worth billions of dollars.
forced hard imagine numbers pay prices profits rattle shocking
The only thing more shocking than these profits is the prices that motorists are being forced to pay at the pump. It's hard to imagine that these numbers won't rattle the cages pretty severely.