Gail Cunningham
Gail Cunningham
advance attractive begin card cash credit gone government hard hurry money overpaid rates suddenly taxes-and-taxation taxpayers year
These taxpayers have gone all year without the money money they unnecessarily overpaid to the government to begin with and suddenly they are in a hurry to get it back. But even a cash advance on a credit card is more attractive than a RAL at these rates if they are that hard up for cash.
disaster energy flat high tire
And one thing can be disaster, a flat tire or high energy prices.
christmas dig financial nobody paying people plans themselves
Nobody plans to dig themselves into a financial hole, but going into Christmas 2005 many people were still paying for Christmas 2004.
committing concept consumers fully income personally understand using
I am personally discouraged. Consumers do not fully understand the concept of credit, that by using credit, they are committing tomorrow's income today.
cent living paycheck people
For people who live paycheck to paycheck, and every cent is already spent, they're living on the edge.
children enjoy fresh gardens green impact lasting positive reading spaces
Reading gardens are a beautiful, fresh way for communities to enjoy green spaces with lasting positive impact for children and adults.
amazing days few interest loans paying people popularity
The amazing thing about the popularity of these loans is that people are paying triple-digit interest to get their refunds back only a few days earlier.
enjoys extra favorite giving government invest money sam spend uncle unless year
The government enjoys having the use of your money all year. They get to spend and invest it for themselves, and you don't. So unless Uncle Sam is your favorite uncle, don't be giving him extra money all year round!
america beautiful great keeping year
This year we're celebrating 21 years of Keeping America Beautiful through the Great American Cleanup.
adjust afford borrow landlord people sign talk
The people who can least afford it sign up for these loans. Adjust your withholding, talk to your landlord or borrow from your mother--almost anything is better than one of these loans.
account cannot credit debt expected likely send smaller taxpayer
The RAL must be repaid even if the taxpayer's refund is denied, smaller than expected or frozen. If the taxpayer cannot pay back the RAL, the lender may send the account to a debt collector, which will likely show up on the taxpayer's credit report.