Gail Hillebrand
Gail Hillebrand
account card cell credit fake hard information opening phone piece true turn
There are more and more of these breaches, because information is money. The more computerized we are the more true that is. It?s not that hard to turn a piece of information into cash, by opening a fake cell phone account or a fake credit card account.
company information money preventing problem spend time
If the company has to tell you every time your information is invaded, they are going to want to spend more money on preventing the problem in the first place.
fulfilled legal obligation opened proof received
The legal obligation is fulfilled when they e-mail it to you. But they do not have to have proof that you received it, and they don't have to have proof that you opened it or it got to you in some form.
consumer form fraudulent freeze gives identity opening prevention security stop strongest theft tool
A security freeze is the strongest form of identity theft prevention for consumers. Only the security freeze gives the consumer the tool to put a stop to the opening of a new fraudulent account.
actively certainly create helped problem protection selling solve wrong
It's certainly wrong to be only selling protection for a problem you helped create without also working actively to solve that problem.
alert available consumers contact creditors fraud identity lasts record require stop theft type victims
Fraud alerts don't stop creditors from getting the credit record or credit score. The only type of fraud alert available to consumers before they become victims of identity theft only lasts 90 days, and it doesn't even require the creditor to contact the consumer.
breach help information letters maybe notices occurred seem shop
The letters seem to be pretty vague. They're not being told where the breach occurred the notices tell them that something happened, but it won't tell them where or how. If you're a consumer, it would help to know which retailer made your information available, because maybe you wouldn't want to shop there again.
company took
It's a big loophole. If a company doesn't know who took (the information) or why, they don't have to tell you about it.
access basically entire giving happening order rather report strange three wait year
You're basically giving yourself year-round access to your report to see if anything strange is happening rather than having to wait an entire year if you order all three at the same time.