Greg McBride
![Greg McBride](/assets/img/authors/unknown.jpg)
Greg McBride
achieving financial huge knowing limits money obstacle saving step toward
Not knowing where your money is going is a huge obstacle in achieving financial independence. The first step toward saving is to set some limits on your spending.
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Pay your bills on time, and pay your debt down over time. Together, those factors account for 65 percent of your credit score.
fed point quarter raises time
It's ratcheting up a quarter point -- every time the Fed raises rates.
bills bit demands hopefully manage pad save savings
Think of all the demands on each of your paychecks. There are bills that have to be paid, you have to manage your debts, hopefully pad your savings a bit and still save for retirement.
cds future hikes prospect push rate yields
The prospect of future rate hikes will push yields on CDs even higher, making them even more attractive.
average concert credit equity home increased interest june last line moves percent prime rate
The prime rate moves in concert with the Fed's interest rate moves, ... The average rate for a home equity line of credit has increased from 4.7 percent in June 2004 to 5.9 percent as of last week.
average concert credit equity home increased interest june last line moves percent prime rate
The prime rate moves in concert with the Fed's interest rate moves. The average rate for a home equity line of credit has increased from 4.7 percent in June 2004 to 5.9 percent as of last week.
debt falling looking portfolio rate trim
When you are looking to trim your debt portfolio in a falling rate environment, you keep your maturities shorter.