Jane Bryant
Jane Bryant
retirement character challenges
It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.
debt minus security
You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.
choices would-be financial
Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.
brain agents firsts
Life insurance can be numbingly complicated. Clients often turn off their brains and surrender their judgment to the very agent or planner who brought on their coma in the first place.
money towns bankers
Everyone needs a small-town banker. Especially in a big town.
money average years
Quinn's First Law of Investing is never to buy anything whose price you can't follow in the newspapers. An investment without a public marketplace attracts the fabulists the way picnics attract ants. Stock brokers and financial planners can tell you anything they want, because no one really knows what's true. The First Corollary to Quinn's First Law states that, even when the price is in the newspapers, you shouldn't buy anything too complex to explain to the average 12-year-old.
funny time money
The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.
card credit money pay percent
If you have a 19 percent credit card and you pay it off you make 19 percent on your money. If you have a 25 percent credit card and you pay it off, you're making 25 percent on your money - guaranteed!
adjust almost amount budget certainly daily expenses money rest spend
You'll almost certainly spend all the rest of your pay, but your daily expenses will adjust themselves, magically, to the amount of money in your account. You will budget mentally, without having to write everything down.
law bridges justice
Lawyers are operators of the toll bridge across which anyone in search of justice has to pass.
real class yield
The best real-estate investments with the highest yields are in working-class neighborhoods, because fancy properties are overpriced.
planning strategy hindsight
hindsight is not a strategy.
money saving becoming
Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.
money years yesterday
It seems like only yesterday that savers were dorks. They kept piggy banks. They drove last year's cars. They fished in their change purses for nickels while the superstars flashed credit cards. Today, values have changed. The new object of veneration is not money on the hoof but money in the bank - and the dorks all have it.