Stephen Brobeck
Stephen Brobeck
Stephen Brobeck is the director of the Consumer Federation of America...
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We recommend that consumers shift their funds from traditional savings to CDs and from banks to credit unions. If everyone did so they would earn about $40 billion more in interest annually. That's an average of about $400 per household.
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This is an important finding because those who know their personal wealth are more likely to spend, borrow and save sensibly.
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Generally it's a good idea, but you need to comparison shop to make sure you get a good deal.