Tom Grzymala

Tom Grzymala
leaving money
Otherwise, you're leaving money on the table. That's not smart.
diverse market ride
You're not going to have a diverse portfolio. You won't be able to ride the market swings.
costs
Go to a movie every two weeks, but don't go to some spa that costs $400 a day.
below funds mean pay superior
I would try to get funds below the mean (but) ... I'll pay a little more to get a superior fund.
correlate stock
They're doing well because they don't correlate to the stock market.
maintain
You want to maintain a balanced, diversified portfolio.
cost
Cost is a consideration but you've got a breadbasket of considerations.
certainly grow loans money
Certainly don't take loans out of your 401(k). Let your tax-deferred money grow as long as you can let it grow.