Uday Kotak
Uday Kotak
Uday Kotakis an Indian banker; executive vice chairman and managing director of Kotak Mahindra Bank...
NationalityIndian
ProfessionBusinessman
Date of Birth15 March 1959
CountryIndia
attention banking customers digital expect love managers mobile older personal relationship terms view younger
Our view is that younger customers love our digital offering, our mobile banking applications and so on. Older customers expect relationship managers and want much more personal attention in terms of their needs.
age banking board certain debate director members per view whether
My view is that at a certain age - and we can debate whether that age is 70-72 or 75 - members need to step off boards. As per the banking guidelines, that age for the director on a board today is 70.
branch case cent network per regions south total
Kotak Mahindra Bank has very significant presence in the West and the North, and our total branch network between these two regions is 80 per cent, and in case of ING Vysya Bank, their network in South is 64 per cent of their total branch network.
mantra period
As we were all growing up, there used to be a very big mantra in India which was called 'export or perish.' There was a long period when we used to focus on import substitution.
capital global ourselves
We can use this capital as a springboard for making ourselves into global institutions.
biggest people resource
The single biggest resource India has is people and skill.
government supporting towards
The government should move towards supporting aspirations and not entitlement. Subsidies supporting non-productive growth should be reduced.
aspiration core engine supporting
My view is the core engine supporting India's growth aspiration will be the financial sector, which will have to get more efficient.
consumers customers
My view is make Indian manufacturing competitive, and if it is competitive, it can serve customers or consumers anywhere.
run
In a marathon, if you run too fast, you get exhausted. If you run too slow, you never make it.
loved
I would have loved to have been a cricketer.
bank banking company morning needing next technology wondering
I keep wondering at night, 'Will I have a bank the next morning, or will some technology company be doing banking without needing a bank?'
believer family firm grew joint people
I grew up in a joint family of 60 people with one kitchen. So I am a firm believer in the family concept.
believer great people
I am a great believer in Indian entrepreneurship. There is a whole set of people doing so many exciting things.