Famous Quotes & Sayings

Mike Fratantoni

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

Kent Conrad

If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments,

Keith Gumbinger

If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.

Alan Greenspan

These products could be cause for some concern both because they expose borrowers to more interest-rate and house-price risk than the standard 30-year, fixed-rate mortgage and because they are seen as vehicles that enable marginally qualified, highly leveraged borrowers to purchase homes at inflated prices,

Wang Lei

It will trigger higher payment pressure on borrowers in those months. I will not recommend the product to our clients since most Chinese still earn fixed monthly salaries.

Allen Fishbein

A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card.

George Soros

This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected,

Wade Henderson

Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process.

Keith Gumbinger

These loans can be of value for people who want to save or invest the money they would have paid in principal, ... Unfortunately, the way the product has been pitched, borrowers have been encouraged to stretch their budget to buy more house.

Ken Ham

Most students are presented only with the evolutionary belief system in their schools, and they are censored from hearing challenges to it. Let our young people understand science correctly and hear both sides of the origins issue and then evaluate them.

Katherine Paterson

Obviously, I love to do both contemporary and historical fiction. When a hint of a story grabs me, I try to go with it to see where it will take me whatever the setting.

Matt Carle

I was joking with Chris and Brian up there, how all three of us were just glad this thing was coming to an end after all the hype in the last three months. Now they're both competing for a national championship tomorrow (today).

Julie Martin

Kingma is just a phenomenal player, both offensively and defensively. She really got into Dunbar in the second half and was a great leader for them.

Don Williams

Kim woke up to hearing some people screaming. We smelled some smoke and we both walked out on the balcony and saw these embers flying by.

Bernie Bickerstaff

Kevin is a big guard who can defend both positions on the perimeter, ... We liked the effort he put forth during summer league play and wanted to take a second look at him.

Bruce Bochy

Khalil is a great talent with a tremendous work ethic. We'd love to see him make it through a season without any injuries. He gives us production on both sides of the ball, and he's an exciting player to watch for the fans.

Ed Steadham

Keystone was a very important part of our business. We build helicopters, they did the completion that finished our helicopters. We knew the company and were impressed with the company. The marriage has enhanced the both of us.

Mike Tannenbaum

Kevin was a tremendous player for the Jets and we are appreciative of his contributions both on and off the field for the organization.

Mitch Hedberg

Kinko's is my favourite copy place cause it's open 24 hours, like if it's three in the morning, and I suddenly decide I need two of something, I'm covered.

Rollins Stallworth

Kids just think they are invincible. They feel like they can overcome anything. But it's not just kids. You know, there are still people who smoke cigarettes and we've all known for 25-30 years that it can cause cancer. So if kids really want to use that stuff, they'll find out where to get it.

Avivah Litan

I would say it's probably the cause of 70 percent of (cash machine card) fraud.

Harry Reid

Katrina makes it clear this government has failed, ... We must find out why immediately to make sure the devastation caused by Hurricane Katrina never happens again.

J. Horton

It causes severe illness and high mortality rates.

Rem Murray

It caused my head to turn totally to the left, and it was frozen there for quite some time,

Max Messmer

It can cause undue stress and leave you and your staff unprepared for a true emergency.

George Shaffer

He did not cause these deaths. He is totally innocent.

Gerard Way

Have you seen my Kung fu lately? Cause it has gotten totally awsome!

Hiroichi Nishi

Key U.S. monthly jobs data, due later in the day, a three-day weekend and concerns that the Tokyo market has gone too far too fast are expected to encourage investors to take profits.

Paul Spiegelman

I would support a recall of the mayor. I'm really troubled when a man talks about sunshine and hatches deals in back rooms. I'm very concerned that the process is being manipulated by some very wealthy people.

Robin Cook

It accentuates our grave concern about the increased risk of nuclear and missile proliferation in South Asia, and of escalating tension in that region.

Joe Donnelly

I talk about it. It's a concern to a lot of people.

Melanie Sloan

I think it's a little too cozy. It's not an uncommon practice, but it is a concerning one.

Kent Yau

I think it's a good gesture. The government is showing concern about the financial industry especially with some of the smaller brokers complaining about the lack of business.

Kelly Kisio

I think it'll be fine and I know there's some concern on a lot of people's part but if you watch around the league, the guys who play, and play a lot, get better. It might be tough for a year or so but once those guys get playing, they'll become good hockey players.

Anthony Crescenzi

I think it is more psychological than anything. But there is concern more money will be put in euro reserves than in dollar reserves.

Anthony Crescenzi

I think it is more psychological than anything, ... But there is concern more money will be put in euro reserves than in dollar reserves.

Donald Rumsfeld

have made extensive use of the underground construction, which enables them to do things such as development and storage and, indeed, even launching from underground hidden silo areas.

Jack Crumbliss

Our new offense gives us a triple option that enables us to better utilize our personnel and hopefully keep our opponents off balance.

Antonin Scalia

In the public forum out in the street, can we have a law that enables people to turn off unwelcome speech?

J. M. G. Le Clezio

I have the feeling of being a very small item on this planet, and literature enables me to express that.

Max Heindel

The hand is man's most valuable servant; its dexterity enables it to respond to his slightest bidding.

Montae Reagor

The key for any young guy is to come in and learn the system, learn it well and learn the ins and outs of their position. Once they do that, they can enable themselves to play.

Asa Gray

The natural history of protoplasm enables me to proceed to other evidences of the substantial oneness of the two kingdoms of organic nature.

Stephen Hartnett

I want to enable prisoners to express themselves and get it out in public.

Richard Stanley

It will enable us to fully participate in the development of the (foreign exchange) market, while providing more flexibility for our clients.

Jim Marshall

Ken was a very good player. He's a very good friend. We kind of grew up in different eras, but we were exposed to the same things.

Debra Sullivan

Kids need to be exposed to as much as possible.

Ben Crane

He likes to come at it from a different angle. He likes to get to the root of the thought and tries to expose your fears and understand why you fear something and maybe then you won't fear it so much.

Ambrose Gwinett Bierce

HARBOR, n. A place where ships taking shelter from stores are exposed to the fury of the customs.

David Hawkins

He's a great teacher. He's doing a great job preparing us for college. He's exposed us to different types of tests (including those in which students identify specimens from microscopes).

Nick Carter

I think the game will probably be won and lost in the midfield and we will try and expose their midfielders with our pace,

Jonathan Shapiro

I think the eyes are very revealing and can expose a lot about a persons mood or character.

Janet Reno

I think any time you expose vulnerabilities it's a good thing,

King Krule

Growing up in any big city, you get exposed to so many beautiful cultures. I've grown up with a lot of open eyes around me that's influenced my eyes to open.

Casey Hampton

I was joking with Hines about that. I was like, 'Man, this is kind of like a consolation prize. With the MVP, it doesn't really matter what people think of you on other teams, it's about what your teammates think of you, and obviously our teammates think very highly of us.

Doug Elliott

It already seemed highly likely. It now seems a near certainty.

Alberto Melloni

He is the most highly ranked member of the Curia that the U.S. has ever had.

Thomas Needham

He seems to be a very highly regarded young man.

Don Flanagan

I think it's highly unlikely she'll play. We don't want to rush her back and risk aggravating the injury.

Bob Trezise

It is a highly unique and 21st century-like company, like the type that we'd like to inspire here in the Lansing area. They can go other places in the country.

Yolanda Clark

I think at the end of the day, American screeners are the most highly trained

Richard Kite

It is highly uncharacteristic for there to be legitimate pedestrian traffic in that area.

Andy Roberts

Our replacement technicians are highly trained and experienced mechanics.

Ernesto Zedillo

I will not permit these homes to be rebuilt in the same places,

Alex Inglethorpe

He is homesick and wants to stay away. I am disappointed, but the South West is not for everyone.

Freida Pinto

In L.A. you hear all these stories of people being filmed in their own homes through their windows. I think that is so scary.

Scott McDonald

All three homes were destroyed, ... There were not a lot of things taken. A lot of things that could have been taken that weren't.

Jim Shelton

This is a lot of infrastructure to put into place for the number of homes we are going to see for the next five, 15, 20 years.

Mark Solomon

The homes aren't properly secured. The locks aren't strong enough or aren't properly engaged.

Thomas Lee

Not necessarily. There are seasonal homes, and some things that look like homes are actually businesses.

Keith Wilkins

That protects their habitat, but it also protects homes and businesses. That's a win-win for everybody.

Thomas Hamilton

The vast preponderance of nursing homes respond quickly to citations, ... necessary in only a small percentage of cases.

Brian Belski

We think maybe on a longer term basis, their valuations are a little inflated here. But we think that on a near-term basis, that they look very, very timely.

Robin Zander

The biggest culprits in the housing fiasco came from the private sector, and more specifically from a mortgage industry that was out of control.

Chris Gabrieli

I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment.

Carol Rebello

I made all my payments on time, but I never got a mortgage bill.

Dexter Holland

You can't sing about the same things as you did when you were 20; it would be ridiculous to sing about, I don't know, being in the quad. You can't really write about mortgage payments or stuff like that... but you can talk about 'let's make the world a better place.'

Julia Gillard

I'm angry and I understand why Australians paying mortgages are angry.

Martin Lewis

It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.

John Porter

It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage.

Suze Orman

Opt for a fixed-rate rather than an adjustable-rate mortgage.

Jennifer Ellison

I got a mortgage at 17! I didn't even know you could get a mortgage at 17.

Shane Robison

With managed services, we have a lot of products we can pull through.

Richard Segal

We think cross-selling is important, but we're not obsessing about whether one of those products is sports betting.

Werner Herzog

I am a product of my failures,

Bert Hochfeld

Informix has strong products in a strong market.

James Inhofe

I am a product of the draft.

Ogden Nash

A lady is known by the product she endorses.

Marco Arment

Making a product better often requires removing features.

Kate Smith

I have personally believed in every product I have ever advertised.

Lady Gaga

I already am a product.

Quintilian

A laugh, if purchased at the expense of propriety, costs too much.

John Andrews

I purchased it with the thought that what better place to have it than at the school.

Don MacDonald

When you, the consumer, look for a brand, you want it to simplify your purchase and come from someone you trust.

Susan Klein

Make sure when you purchase your ticket, you know what you're really getting.

Rebecca Fuller

We purchased one lesson. And that's all he needed.

Toshihiko Sakai

We see the trend of Treasury purchases continuing.

Paul Browne

I think that we are talking about a very, very small risk -- but not zero.

Jorge Cantu

I didn't want to risk it. I'm sure it would have been a risk if I was to keep playing. Let it heal. ...I'll be back.

Reid Hoffman

Everything in life has some risk, and what you have to actually learn to do is how to navigate it.

William J. Clinton

The risk is that as we come out of this recession, we'll have so much debt to finance, we'll either have to have inflation or very high interest rates to continue to borrow the money, or both. That's a risk.

Raymond E. Feist

You can't succeed unless you're willing to risk failure

Raymond E. Feist

If you're going to risk dying, there's no sense doing it wet, cold and hungry unless absolutely necessary.

Rob Bell

The great German scholar Helmut Thielicke once said that a person who speaks to this hour’s need will always be skirting the edge of heresy, but only the person who risks those heresies can gain the truth.

Tullian Tchividjian

When you don't have anything to lose, you discover something wonderful: you're free to take great risks without fear or reservation.

Robert Redford

Not taking a risk is a risk. That's how I see it.

Glen Mason

Just when you think you've seen it all, here comes something else in football,

Ronnie Arnold

Just when you think you've seen it all.

Joe White

He didn't put them anyplace that they could be seen by children.

John DeLuca

There are so many other things for us to talk about that it just hasn't come up, ... We'll say 'How's it going?' and that's about it. By the end of the day, we've usually seen each other's work, anyway.

Naveen Chopra

What we've seen today is shocking. Ultimately it's down to how we keep strengthening our system to make it more stringent.

Tony Plath

What we've seen is a lot of pent-up demand.

Dave Leitao

He's having not only a career, but particularly this season, a year for the ages. I've watched it, I've studied it on film and now I've seen it in person.

Ron Johnson

I think it shows the strength of the organization, what we've seen come through here,

Jeff Davis

It could be seen like that. But it's really a story unto itself.

Robin Williams

As an alcoholic, you will violate your standards quicker than you can lower them.

Maggie Lynch

It's pretty standard throughout the country. And we don't give them to families, like they do in New York.

John Kenneth Galbraith

Where humor is concerned there are no standards - no one can say what is good or bad, although you can be sure that everyone will.

Frank Lloyd Wright

We boast the highest standard of living when it's only the biggest.

Lord Byron

And what is writ is writ - / Would it were worthier!

Alan Bennett

Of course my standards are out of date! That's why they're called standards.

Scott Fosgard

Collaborating, we could set the standards for this type of technology.

Arlen Specter

The standard is to do it right, not to do it fast,

Joan Claybrook

These standards are written for Detroit, by Detroit.

Roxanne Dey

He was ramming vehicles out of his way. That's how it was described to me.

Ray Carter

You can't get any vehicles to come into the city, and we can't get any out.

Sgt. Frevola

We were having so many headlight thieves, on high-end vehicles with halogen lights.