Famous Quotes & Sayings

Richard Bove

I think it's clear that the banks that are more tied to the retail sector are going to have a much tougher quarter compared to those with diversified positions. The banks in the retail sector have to deal with interest rate compression, loan volume will be tougher, and they don't have the trading or investment banking that are hot now.

Vincent Farrell

I think the basic fundamental underpinnings are very sound. The banking system's sound, there's no near-term crisis to be had. It doesn't mean the stock market's not overextended - which I believe it is and is due for some sort of setback. But I don't think it's 1987 all over again.

Philipp Meyer

I thought that I would have a huge literary novel coming out when I was, like, 29. I quit my banking job, and I was halfway through my second novel - and I will never publish it, because it's very mediocre.

Andy Collins

I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength.

Tom Finucane

I'd like to think that this is a bottoming out and people are starting to see the value that a lot of these banking stocks offer. I'd like to think there's some bottoming out and strength, but in general the market is nervous.

Andy Penman

Retail banking remains a concern, as does unsecured lending. However, with bid speculation helping the valuation, this should provide support for the share price.

Adam Dener

Retail banking is a distribution game. The models for best practices in distribution are companies like Wal-Mart and the niche retailers.

Stephen Greene

Regulators can't regulate the banking sector by themselves. They need the market.

Wataru Kasatani

Investors already learned about the recovery in Japan's banking industry and the Mizuho sale gives them another investment opportunity.

Jackie Johnson

Kids may think this is a prank, but we are taking this very seriously. This is a serious violation of the student code of conduct.

Paul Burke

I think it comes down to code enforcement.

Lew Platt

Harry was really the staunchest supporter of the code of conduct,

Stephen Fry

There is no particular Socratic or Dimechian or Kantian way to live your life. They don't offer ethical codes and standards by which to live your life.

Shanen Boettcher

We're on a path to be code complete by the end of 2005, so we will see that likely in the next release of the CTP.

Michael Sutton

Patching is very urgent, ... We expect public exploit code to become available, especially for the MSDTC issue.

Howard Schmidt

In software development, we need to have personal quality assurances from developers that the code they write is secure.

John Austin

The institutional codes for designing hospitals are very stringent and complicated compared to a regular retail department store.

John Adams

The ten commandments and the sermon on the mount contain my religion.

Craig Johnson

I wouldn't necessarily say that Target is stealing market share away from Wal-Mart because Target's customers are slightly more upscale. Where it's outperforming Wal-Mart is in grabbing market share away from department store chains.

Ronald Cohen

have great reaction time, and give their customers a lot of personal attention.

Al Bloom

Her toys are very popular with our customers so we're excited to have them.

Richard Gray

It is about retail as theatre. Our customers want to come in and be entertained so we have DJs in menswear, or we play movies on screens. Merchandising has to be very eye-catching.

Scott Helbing

We're offering the tools and services that help our customers enjoy the digital lifestyle.

David Graves

It is similar to the process in Massachusetts, where it is a six-month cycle for half of the customers and then the rates are blended.

Ed Zander

I think we have better products. We have to get them out there to our customers when we say we will and our products will win on the shelves.

Karl Albrecht

If you're not serving the customer, you'd better be serving someone who is.

Dennis Cary

In the international markets ... the first- and business-class customers are about half the revenue on the airplane. These are customers who for a 12-hour journey are looking for a different experience.

Shari Arison

I saw things before they happened, and that scared me very much. The premonitions would always be accompanied by harsh and painful physical sensations.

David Beckham

I thought the first yellow was harsh and the second even harsher,

Dwyane Wade

I think it's what he wants. He knows he's an important option on offense and knows what we expect. I'm sure he doesn't think we've been harsh about it.

Johann Wolfgang von Goethe

Life teaches us to be less harsh with ourselves than with others

Viktor Yushchenko

Talking about the values (of the Orange Revolution) is more productive than simply opting for harsh and incomprehensible opposition,

Alex McLeish

I thought it was his hamstring. When you see him going down, you think he's torn something. But I don't want to make any harsh predictions.

Pat Riley

I don't think there should be any follow-up. I thought the penalty was harsh as it was. He was ejected. Let's move on with it, not take it to another level.

Aml Ameen

We as people often subscribe to hope to feel better about our lives, to escape the harsh and sometimes cruel injustices of the world.

Rudyard Kipling

The American has no language, he has a dialect, slang, provincialism, accent and so forth

Jose Ortega y Gasset

To learn English you must begin by thrusting the jaw forward, almost clenching the teeth, and practically immbilizing the lips. In this way the English produce the series of unpleasant little mews of which their language consists.

Rachel Caine

Maybe you're not his type." Michael said "Oh, now you're just being insulting.

Lucy Maud Montgomery

Don't be ridiculous, please.' The most insulting words in the world!

Gail Carriger

She filed the image away as an excellent and insulting question to ask the earl at an utterly inappropriate future moment.

Al Alvarez

It is easy to smile at an insult and pretend it's funny when the person insulting you is hosing you with money.

Artie Lange

Eddie Murphy said once in an interview that nothing is offensive if it's funny. I sort of agree with that, but if something's funny and you're the subject of it, sometimes it's more offensive. If someone's insulting you, you want them to sound like an idiot.

Robert H. Schuller

Classical theology defines sin as 'rebellion against God.' The answer is not incorrect as much as it is shallow and insulting to the human being. Every person deserves to be treated with dignity even if he or she is a 'rebellious sinner'.

Thomas Carlyle

Thirty millions, mostly fools.

Judy Genshaft

I would say that the Legislature and the people of Tampa made a very savvy investment 50 years ago.

Viviane Reding

Our policy is to encourage investment and promote freedom for industry to innovate.

Warren Buffett

Investors should remember that excitement and expenses are their enemies.

Warren Buffett

Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it.

Van Jones

America's government has to get the public investments right.

John Sims

The investment will take place in three stages - $155 million, 185 million and $180 million.

Shamkhi Faraj

The investment law could take some time and we are not prepared to wait for that long.

Joe Gibbs

It's smart. If you are going to make an investment of millions and millions of dollars, you would research them.

Mike Winer

It went from a terrific value investment to a terrific arbitrage.

Larry Gregory

Having these meetings was more important than taking part on that panel,

Howard Stringer

He's a star. Nobody turns down a meeting with him.

Mike Pincus

The people that were at this meeting had no opinion at all.

Granth Sahib

I am a sacrifice to the True Guru. Meeting Him, the supreme status is obtained.

Matthew Turnbull

He will then come to our meeting a week later.

James Franklin

He handles the meetings well, stays on top of everything and has the time to do the job.

Lindsey Graham

In these meetings she has been very guarded.

Anne Coates

I like meeting the people. I'm a theatre person.

Emile M. Cioran

We would not be interested in human beings if we did not have the hope of someday meeting someone worse off than ourselves.

Horace Engdahl

He did not say many words. He was very happy.

Toba Beta

I do not say words, which you want to hear. The words just told me, to write them down.

William J. Clinton

The Bible is the authoritative Word of God and contains all truth.

Sue Moores

Partially hydrogenated such-and-such oil,' which is kind of the kicker word for trans fats.

Curtis Strange

I know he doesn't like the word 'ceremonial,'

Eric Byrnes

It's not even close. I can't get that many words in that quickly.

Rick DiPietro

It's frustrating as a goalie. I can't even put it to words right now.

Jules Verne

I am very bad at expressing tender sentiments. The very word 'love' frightens me.

Nikki Giovanni

Don't want to be near you for the thoughts we share but the words we never have to speak.