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borrowers budgetary cushion extra financial impact manageable safe spending themselves year
Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road. Keith Gumbinger
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them. Mike Fratantoni
borrowers decline equity home incentive remain stressed struggling
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. Ben Bernanke
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers choices expanding include loan means menu niche opportunity
Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets. Keith Gumbinger
borrowers chinese clients earn fixed higher payment pressure product recommend since trigger
It will trigger higher payment pressure on borrowers in those months. I will not recommend the product to our clients since most Chinese still earn fixed monthly salaries. Wang Lei
borrowers clock federal history interest july loans rates rise student ticking
With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program. Patricia Scherschel
borrowers color defend designed ensure ensuring equal foundation laws mortgage ordinance people treated treatment
Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process. Wade Henderson
carried death dying falling inevitable meditate performed
Meditation on inevitable death should be performed daily. Every day one should meditate on being carried away by surging waves, falling from thousand-foot cliffs, dying of disease. Yamamoto Tsunetomo
carried classical music post punk
I started making music with my band in the '80s, so I am more product of post punk than classical music, and I have always carried on this way. Yann Tiersen
care common finance health
Health care probably contributes a lot more to the common wealth than finance. Timothy Noah
carbon complete mean raising renewable revenue shift stop success ultimate
Ultimate success for a carbon tax would mean so complete a shift to renewable energy that the tax would stop raising much revenue at all. Timothy Noah
cared cell cut lived looked picture room saw slept van worked
I slept in van Gogh's bed. I worked in the room where he painted. I saw the place where he was cared for when he cut off his ear. I lived in the jail cell where he stayed. And I looked out the window. You remember that picture of the cornfields through the bars? That was what I saw. Irving Stone
car low sports transport
You would never see me driving around in a sports car. I feel like you're so low and squish-able by transport trucks. Inga Cadranel
car fast finds sports type
It's not that I don't want a fast car. I like the speed. I'm just not the type of person who finds a sports car a sexy car. Inga Cadranel
car plays
I would rather listen to plays in the car than read them. Garry Wills
carry changed eat eating full geography meals slim teacher three
I eat tons, three full meals a day, and I never go to the gym. When I was a child, my geography teacher said, 'You may be slim now but if you carry on eating like that, you'll end up being really fat.' Fortunately, I really don't think I've changed much in the past two decades, so that teacher was an idiot. Gina Bellman
college education man people
A college education shows a man how little other people know. Thomas Chandler Haliburton
college economic finding good guarantee job longer
Going to college and finding a good job no longer guarantee economic safety. Elizabeth Warren
college class tabloids
I took ethics classes in college, and it always amazes me how they [tabloids] will blatantly say something that I did not say, in quotation marks. The first thing that we learned in ethics is that you better have it right. If you're putting quotation marks around something, it better be exactly what that person said. Carrie Underwood
college attention influence
Doonesbury had the requisite and overwhelming influence in 1980, as it did on any college cartoonist who was paying attention, of course. Berkeley Breathed
college goal causes
I wanted to be a genetic engineer. That was my goal in college. I wanted to figure out what the codon sequence was that causes replication in a cardio myopathic virus. That was my goal. Ashton Kutcher
college wonderful
The Athenaeum was one of the most wonderful things this college had. Roger Graham
college concerned economic imperative male paying woman
That woman is just as concerned about paying for college, but she has an economic imperative more pressing than the male student, ... That's really important. Jacqueline King
college energy wonderful
That was so much fun. That was so exciting. It was very dramatic. For an energy junkie like myself, it can't get any better. It was a wonderful day for college football. Something I'll never forget. Pete Carroll
college early good head road test trip
That will be a first for me as well, first road trip as a college head coach. It will be a good test for us early on. I want to see how things play out. Greg Hetherington
competition conductor constantly difficult direct good great hall nature orchestras seems york
It seems always to have been difficult to have been a New York Philharmonic conductor because of the nature of New York. We are in direct competition with the great orchestras in the world who come to play in our hall or in Carnegie, and we are constantly compared. I think that 's a good thing. Zubin Mehta
competition overall quality
The overall quality is down, but the competition is up. Rob Puterio
competition consumers domestic imports responsive united
Imports create competition and keep domestic industry more responsive to consumers. In the United States, we import everything consumers want. So why not pharmaceuticals? Chuck Grassley
competition survival essentials
What began in deadly competition has helped us to see that global cooperation is the essential precondition for our survival. Travel is broadening. It's time to hit the road again. Carl Sagan
competition deserve everybody last prove year
We need to keep the competition going. We want to prove to everybody that last year wasn't a mistake. We want to prove to everybody that we deserve to win. Danielle Brown
competition create guys players taken tight veteran
We could have taken a tight end earlier. We want to create competition at that position. There will be some veteran players flushed out, with all the guys who were drafted, and we will look at those. Jerry Angelo
competition finish fourth obviously prepared relax second
We just didn't obviously have enough. Obviously we weren't prepared enough to come in here and not finish fourth. That's our one goal: Relax and just not finish fourth in this competition and just get to the second day and we obviously did not do that. Miles Avery
competition leaders news watching
While their competition is asleep, world-class leaders are up - and they're not watching the news or reading the paper. They are thinking, planning and practicing. Robin S. Sharma
competition experience fill girls great group hungry open pitcher positions rest team three worked youth
We have three infielders and a pitcher who have experience, but the rest of the team are all inexperienced. We have a great group of hard-working girls who are hungry to fill so many open positions and the competition has been great, so in that sense, youth has worked to our advantage. Kim Pfeifer
costs medicare
Healthcare costs are rising, and not just Medicare and Medicaid, but healthcare in general. Gwen Moore
costs disease focus heart higher ignored impact life overweight quality risk
The overweight have a significantly higher risk of diabetes, gallstones, hypertension, and heart disease, ... All have costs and an impact on the quality of life that get ignored if we focus only on mortality. Graham Colditz
costs pc
The problem is not that the PC you need always costs more than you can afford. The problem is that whatever the price, it is still too much. David Hewson
costs decided demands economic global india leaders pace recognize reforms
The achievements in India are significant, but there is so much more to accomplish, ... The pace of reforms will be decided by India's economic leaders and the demands of the global economy, but I think it's important to recognize that there are costs to going too slow. John Snow
costs easy equipment fencing few people purchase stop weeks
We have all the fencing equipment here, so it costs nothing for people to stop in and try it out. They don't have to purchase anything, and we don't do long-term contracts, either. So it's easy for people to try it for a few weeks or months. Dion Shively
costs create efforts enhancing further gallery great position progress reducing value
We have already made great progress in reducing costs and enhancing efficiency. Today's announcement will further our efforts to create value for shareholders and better position Movie Gallery for long-term success. Joe Malugen
costs driven extent federal logical receiving state
We know that some of our costs are driven by state and federal mandates. So to the extent that we're not receiving funding, I would think that would be a logical thing to consider. Stu Rodman
costs cover directors films india manage outside quite safer shown work
I think they quite like me when I work because I'm one of the safer directors to back, because even if my films don't bring their costs in back home, once they're shown outside of India they manage to cover the costs. Satyajit Ray
costs dollars feed harvest kids spend ten
The same ten dollars you spend on lunch is all it costs for City Harvest to feed 37 kids who are hungry. That's pretty astounding. Marcus Samuelsson
driving john kids knew knowing memorizing mom point radio song sure three toward whatever
I'm not sure how young kids get to the point where they're memorizing and knowing songs, but I knew the words to 'Missing You' from John Waite probably from when I was three years old. For whatever reason, that was the song that I gravitated toward when it was on the radio and I was driving around with my mom. Brandon Flowers
driving forms intuitions nations preach religion terrible
Those nations that say it's a crime to preach your religion are making a terrible mistake. All they're doing is driving underground other forms of spiritual intuitions and practices. Wole Soyinka
driving heads point prove
That was the driving force. That was in all of our heads and we wanted to prove a point and end that curse. Steve Burtt
driving experience great learning
That was a great learning experience for him. It's kind of been driving him. Gary Horrell
driving officer people police single street sure
We can't have a police officer on every single street making sure that people are driving to conditions, John Hargreaves
driving home market paying public theft thinks
You and I are paying for these thefts. If the public thinks the market is driving up home prices, they're only partially right. It's also theft from construction sites. George E. Brown
driving figure stop trying
We're still trying to figure out how to stop him from driving to the basket. Kevin Osnes
driving life spent
In New York, especially, so much of your life is spent on the streets. You don't always want to be driving around in an SUV with a security guard. You want to be able to walk to a restaurant; you want to go and do things. Megan Fox
driving love tennessee tonight
I would love to go in. I thought about getting to Tennessee tonight and driving in with some supplies. Brett Favre
family maybe work
You have another little drink, and I'll have another little drink, and maybe we can work up some real family feeling here. Irving Ravetch
family father hates love owe role sacrifices success television willing won
I owe my success to my two families. If my father hadn't been willing to make sacrifices for me, I would have never won the role on 'Everybody Hates Chris'. I like working with my television family, too. We have a lot of love for each other. Imani Hakim
family
It's nice to look out and see your family supporting you. Zayn Malik
family
I never made a movie I would not take my family to see. Walter Brennan
family funny humour poems quite
There is some humour in 'Family Values.' I don't want everyone to think it's not going to make them laugh. But there are quite a lot of poems there that aren't funny at all. Wendy Cope
family forgive horrible saying
You always end up saying and doing such horrible things to your family, 'cause you know they're never going anywhere, and at some point, they're going to forgive you. Wendi McLendon-Covey
family good
My family is very good about visiting me, and other friends as well. Billy Graham
family governor romney
It was a privilege to pray with Governor Romney - for his family and our country. Billy Graham
family
I have been to Kashmir many times, especially with my family, in the '70s. Zubin Mehta
federal government heck program
Medicaid is essentially bankrupt, Medicare is essentially bankrupt, why the heck would we give the federal government another entitlement program to manage? Tim Pawlenty
federal
The outlook for the Federal budget is bleak. Doug Elmendorf
federal government limited natural role takes
Usually the federal government takes a much more limited role in natural disasters. Ethan Harris
federal fitting known program released study surface tea traffic
It is fitting that the TTI study on traffic congestion is being released the same day that the federal surface transportation program known as TEA 21 expires. William Millar
federal law obligated return
We are obligated under federal law to return that money. That is what we did. Bob Johannessen
federal finance government property proposals ready
We are now working with the Federal Property Ministry, Finance Ministry, and the government apparatus. I think our proposals will be ready in April. Andrei Kostin
federal goal government half life present size
My goal in life is to get the federal government down to half its present size and under control, and then I can write murder mysteries. Grover Norquist
federal followed government last law open process rules year
We followed the rules and regulations of the federal government. The process that has been followed in the last year was as open and as transparent as the law and the regulations permit. Ric Williamson
federal good law shield south
We have a very good shield law in South Carolina, but we don't have a federal one. Bill Rogers
government
If you want the government off your back, get your hands out of its pockets. Gary Hart
government wanna
I don't want to overthrow the government. I wanna fire 'em. Gallagher
government placed united
The United States Government has placed me on no-fly lists. Edward Snowden
government tells understand
What I want to understand is what I am talking about on the stage. What I don't want to understand is what the government is talking about when the government tells me about taxes. Elaine Stritch
government issue pension priority
The pension issue is a priority for my government and also a priority for our economy, Vicente Fox
government means pictures vietnam war
Vietnam is often called our only uncensored war, but that only means that the government wasn't vetting the pictures and words. Bruce Jackson
government
Whatever government is not a government of laws, is a despotism, let it be called what it may. Daniel Webster
government opposition supported
We supported the contras. We're not against all opposition to government, or all paramilitary operations. Chris Matthews
government interests latter local peculiar represents system
The danger in our system is that the general government, which represents the interests of the whole, may encroach on the states, which represent the peculiar and local interests, or that the latter may encroach on the former. John C. Calhoun
hidden knows left money picking rest somebody
I think she's got him hidden out someplace. She knows where he is, that you can rest assured. He left that place with no shoes, no jacket. He didn't even take his money with him. He told his roommate somebody was picking him up. Judy Hayles
hidden
I think she's got him hidden out someplace. Judy Hayles
hidden jack matter maverick range seems stay tv wonder
You do have to wonder how Jack Bauer, maverick hero of '24,' can stay hidden for so long when no matter where he goes, he always seems within range of a TV camera. Or six. Tom Shales
hidden scary
We're not scary and we don't have a hidden agenda, Steve Greene
hidden issue state stop testament
For too long, it's been a hidden issue in Florida. It's a testament to our state that we're going to try to stop this. Rep. Gannon
hidden lay purpose reveals test thoughts work
There is no better test of a man's work than time, which also reveals the thoughts which lay hidden in his breast. Simonides Simonides
hidden knack moments niches others people shared
He had a knack for getting things out of people that others never got out of them niches and hidden moments that they never shared with anyone. But they did with Mike. Don Hewitt
hidden modern
Modern slavery is a hidden crime and notoriously difficult to measure. Mo Ibrahim
hidden industrial modern plantation prosperity return secret wartime
To understand the hidden secret of the modern industrial world in which I find myself, I have to return to another world. That world is at once wartime Nice and the plantation - the sugar isles on which Europe's prosperity was built. J. M. G. Le Clezio
higher nation rise strength
A nation will rise no higher than the strength of its homes. Gordon B. Hinckley
higher lots market netscape otherwise people stock took ways
When we took Netscape public, if people wanted to invest in the web, that was the only stock that they could do it by investing in. So Netscape's market value was higher than it probably otherwise would have been if there were lots of other ways to play that theme. Frank Quattrone
higher percent projection
The 5.7 percent projection is not too much out of line, but it is at the higher end of projections, Kurt Barnard
higher might
That was higher than we thought they might have gone. Richard Doherty
higher lead stock street surprise
That will surprise the Street and lead to a higher stock price. Chris Grisanti
higher knock percentage smarter
We need to knock down some shots. We need to take smarter and higher percentage shots. Tisha Hill
higher surprise
Today's surprise is not enough to warrant a substantially higher valuation. Eric Graaf
higher lead shape strapped weights
You'll look like you have lead weights strapped to your feet, ... The higher the heel, the more shape you're going to get to your calf. Bill Carter
higher lower passed performance sat
Will the performance of one who has sat an examination and passed it be higher and better, or lower and lesser? Saddam Hussein
interested local novel universal
I'm never interested in writing a kind of neutral, universal novel that could be set anywhere. To me, the novel is a local thing. Zadie Smith
interested politics
I think sometimes if you are too interested in day-to-day politics, you lose sight of the long term. Zac Goldsmith
interested invisible nice people
I think it's nice to let people know that there is an invisible part of the world. I think there are many people now who are interested in the invisible world. Yoko Ono
interest maybe next people rewarded trying worried
Generally, I have a strong interest in trying to help people who are maybe not as lucky as I am. I've been well rewarded in this world. I'm more worried about the next one. William E. Conway, Jr.
interested people terms
As a novelist, I have always been interested in how people come to terms with difficult, life-altering events. Christina Baker Kline
interests role
There has to be something in every role that interests you. Clint Eastwood
interested less nature principle regard surprised
Remember, it is a deep principle of our nature not to regard the safety of those who do not regard their own. If you are indifferent to your own safety, you must not be surprised if those less interested should become more so. John C. Calhoun
interesting film-and-television fandoms
For film and television, it's interesting how fans feel that their particular ways of manifesting their affections are the correct ones. It's not just about being a fan, it's about how you perform your fandom. That's always been interesting to me. Carrie Brownstein
interesting cases ufo
UFOs: The reliable cases are uninteresting and in the interesting cases are unreliable. Carl Sagan
loan money support
We have two options. We could give them the money or we could support or back a loan for them. Wesley Hill
loans reserve
All the Federal Reserve can do is make loans against collateral. Ben Bernanke
loan
I enquired about getting Shaun back on loan but they said 'no', I don't think they want him to go anywhere. Stuart Pearce
loan sorted week
He is still on loan for another week and we will look to get something sorted out around then. Peter Jackson
loan moron
Only morons start a business on a loan? Mark Cuban
loan secure takes
We would put a deposit in to secure the loan. To me, that takes us out of the loan business. Jerry Thompson
loan offset portfolio production
Over the longer-term, Countrywide is well positioned. There is too much loan production capacity. The servicing portfolio should offset that as originations slow. Thane Bublitz
loan
It is legalized loan sharking at its worst. Linda Hilton
loan money signed somebody spend surprised
I wouldn't be surprised if Preston signed somebody this week. They've got the money to go out and spend a loan fee. Tony Pulis
means obama rookie
When Obama heralds another 'teachable moment,' it means he has already made an egregious rookie mistake. Tina Brown
means songs taught
'Miss Saigon' taught me what it means to help carry a big show, and it had some of the most gorgeous songs wrote. Will Chase
means overseas passing takes
My representation overseas can't stand me doing theatre because it takes me out of action. But it's what I want to do. If it means passing up other possibilities, them's the breaks. David Wenham
means million plugging records stands
With Celine Dion, we were selling 25 million records a pop. 'Pop' stands for 'popular.' It means we're plugging into the masses. David Foster
means played slang
'Chamalkay' is an old Guyanese slang word. It means a 'young mischievous girl.' It's not derogatory, but it isn't over complimentary, either. It was probably a word I just Googled one day, and the song kind of played into the feel of that. Dev Hynes
means
The acclaim I'm getting for 'The Wrestler' means everything in the world to me. But it also means I can't take my foot off the gas pedal. Mickey Rourke
means net privatized trade
That was why we privatized the World Trade Center, by means of a 99-year net lease. Charles Gargano
means sports
For many sports fans, the onset of fall only means one thing: It's football season! Marcus Samuelsson
means
What you look for in a picture is a metaphor, something that means something more, that makes you think about things you've seen or thought about. Mary Ellen Mark
mortgage numbers threw
Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side. Brian Brennan
mortgage paying rent
It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage. John Porter
mortgage angry
I'm angry and I understand why Australians paying mortgages are angry. Julia Gillard
mortgage should sensible
It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it. Martin Lewis
mortgage muse
I don't have a muse. I have a mortgage. Jim Butcher
mortgage knows
I got a mortgage at 17! I didn't even know you could get a mortgage at 17. Jennifer Ellison
mortgage realized work
I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment. Chris Gabrieli
mortgage
I made all my payments on time, but I never got a mortgage bill. Carol Rebello
mortgage stuff
You can't sing about the same things as you did when you were 20; it would be ridiculous to sing about, I don't know, being in the quad. You can't really write about mortgage payments or stuff like that... but you can talk about 'let's make the world a better place.' Dexter Holland
pay apps downloads
Just invest in apps. Just download apps and then pay yourself the dividend. Carrie Brownstein
pay able wanted
All I ever wanted to do was be able to pay my rent. Bethenny Frankel
pay back-to-work groceries
I went back to work because someone had to pay for the groceries. Bette Davis
pay people rich tax
The AMT is not just a tax that rich people pay anymore. Mark Steber
pay
The 125 years don't have anything to do with my daughter. He killed my daughter, so I want him to pay for it. Sabrina Harris
pay people wondering
We can't have people at the partnership wondering if they can pay the bills. Ben Hinson
pay tribute
We wanted to pay tribute to him for revolutionizing the position. He was the front-runner. Braylon Edwards
pay protect quote remember took war
What is the first thing we did when we took control of Iraq? Protect the oil fields. Remember the administration quote about how the oil would pay for the war. Peter Schuyler
pays whoever
Whoever pays the consultant gets pretty much what they want to hear. Matthew Stewart
rates
Homeowners refinance their loans when interest rates go down. Businesses refinance their loans. Elizabeth Warren
rates worse
This rates up there as one of the worse we have ever seen. Mark Langan
rates
We don't know the rates of (reef) growth. Chris Perry
rates
Different industries have different risks and growth rates and volatility. Leon Black
rates relatively uninsured
Overall, the story is that uninsured rates are relatively stable. Charles Nelson
rates
Our rates only go up once a year, and that's in June. Russ Jones
rates
Obviously, many renters have become homeowners as rates have fallen. Lawrence Yun
rates wants
Let's get one thing straight: No one wants Stafford loan interest rates to increase. John Kline
rates
It's sort of like a teeter-totter; when interest rates go down, prices go up. Bill Gross
tax
We have been working to keep the tax levy down. Hans Trousil
taxes sales-tax patch-cipriano
I could get you to smile like that, and without sales tax. Becca Fitzpatrick
taxpayers
The American taxpayers are a powerful force. They don't want their taxes raised. Grover Norquist
taxed time
Income should be taxed one time at one rate, not again and again. Grover Norquist
tax
You do not need to be a tax expert. In fact, you can be a tax idiot. Deb Kottel
taxi-cabs car weapons
No, in Lethal Weapon I was a taxi cab driver that Mel jumps in front of the taxi and pulls me out of the car and steals the taxi. Then I did some other indie driving for some of the car sequences. David R. Ellis
taxes cents
I don't like paying 50 per cent of tax. Alan Sugar
taxation way gains
The ceiling on taxation of capital gains reflects the national belief that speculation is a more worthwhile way to make a living than work. Calvin Trillin
taxes raises uncertainty
You dont raise taxes in times of such uncertainty. Jason Chaffetz