Famous Quotes & Sayings

Mike Fratantoni

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

Kent Conrad

If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments,

Keith Gumbinger

If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.

Alan Greenspan

These products could be cause for some concern both because they expose borrowers to more interest-rate and house-price risk than the standard 30-year, fixed-rate mortgage and because they are seen as vehicles that enable marginally qualified, highly leveraged borrowers to purchase homes at inflated prices,

Wang Lei

It will trigger higher payment pressure on borrowers in those months. I will not recommend the product to our clients since most Chinese still earn fixed monthly salaries.

Allen Fishbein

A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card.

George Soros

This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected,

Wade Henderson

Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process.

Keith Gumbinger

These loans can be of value for people who want to save or invest the money they would have paid in principal, ... Unfortunately, the way the product has been pitched, borrowers have been encouraged to stretch their budget to buy more house.

Nathan Robertson

I was just desperate to win it. It was such a big occasion and right now it ranks as the best. We can win grand prix events but it is the medals you have won that define your career when it's all done.

Joe Nemechek

I was looking to get back to the front on the next (green-flag) run, but the car got loose -- it was a struggle just to maintain our position.

Steve Schmidt

Kerry's sham economic indicator says that our economy was better under Jimmy Carter than under Ronald Reagan, a deception few Ohioans are likely to believe.

Don Jordan

Ken was recognized early in his career as a man of integrity, strength and imagination. I hated it when he told me he was taking early retirement. I tried hard to talk him out of it.

Chris McKay

Key would be the detection of carbon and nitrogen containing particles.

Gary Griffiths

Kids need to be connected to the school and they need to feel someone cares about them. In a large school setting it can be extremely impersonal. There's nothing worse than a student in a large setting not being connected to anything. That's the height of loneliness.

Ayn Rand

know not if this earth on which I stand is the core of the universe or if it is but a speck of dust lost in eternity. I know not and I care not. For I know what happiness is possible to me on earth.

Courtney LaVere

Knowing it's the end of the season and the end of my career possibly, I don't want to regret anything.

Santonio Holmes

Knowing I have three kids to take care of, I want them to have a dad, something I didn't have. I want to be there to support them. My mom was always a single parent raising four kids. I really want to support my mom.

Aaron Gray

He let me know we're stuck with him. It's great, because he's a guy who's been here for everyone's college career, and we've had a lot of success.

Richard Flaherty

There are a lot of students that are going to college uninsured. And for those that are insured, there is not a lot of knowledge about what scenarios can effect that coverage.

Arnold Schwarzenegger

There are so many high school students who are not interested in going to a four-year college to be a doctor or lawyer but who want to learn a trade,

Ken Ramberg

There are so many colleges now following the same plan.

Dusty Dvoracek

He's a big sucker, and he plays hard. He's as good as it gets in college football.

Dat Nguyen

He's a great guy and he's been a great mentor for me. I looked up at him when I was a college player and he has helped me to be a better player.

Rick Comegy

He's a great athlete. He did some tremendous things on the junior college level. We're hoping he can do the same thing here.

Richard Moran

He's a good kid who comes from a good family. He's looking to go to college and make a good man of himself. We're conducting an investigation into the allegations.

David Walton

He runs a 4.8 (second) 40. He's the strongest player that we have, and he's mobile. You need a player like him on your line. I have no doubt that he'll play college football.

Tim Maluga

Kate wanted a higher level of competition, which I was totally understandable. Also, American University is in D.C. and has a much higher ratio of international students.

Don Mattingly

I think it helps to be away for a while. You're ready to come back. You make the choice, you want to do it. You're not doing it because you have to. As soon as you start getting into the competition of the season, it comes right back to you.

Calvin Ayre

I actually think regulation is bad. An unregulated market creates competition at its highest levels, which means innovation, which is a good thing for the players,

Nick Saban

Gus is going to make us a better team at the quarterback position. His knowledge and experience that comes with being a veteran will help the development of some of our younger players. In addition, he is familiar with our system and he'll create competition at the position.

John Nesheim

Going into the season, we knew how good the competition in this conference would be. We did well.

Chad Latch

He's handled himself well. He's had some big matches this year, and I think the competition he's had throughout the year has set him up and prepared him for the state tournament.

Greg Carlson

It could be difficult for them to gain much headway given all the competition out there, especially on the price side.

Cecil Burch

It is a good feeling to have that many guys up there. It is a good conference and the competition is really outstanding. The whole league is tight. I am impressed with the runners, they did a good job.

Michele Hutchins

It is all about strategic positioning and competition.

Silvia Pepino

Italy needs radical reform to cut its unit labor costs and regain competitiveness, but that can be a very painful process.

Javier Bardem

There are so many movies and it's a waste of time and a waste of money. Basically, movies are made with what it costs the external debt of all Africa.

Kay Runge

It costs us probably a third per square foot to run as the other building.

Marilyn Rush

It costs so much money, and we're poor people.

Britt Beemer

It costs some retailers as much as 20 percent per item to retag it, get it back on the shelf or rack and try to sell it again.

Britt Beemer

It costs some retailers as much as 20 percent per item to re-tag it, get it back on the shelf or rack and try to sell it again.

Dennis McAlpine

It costs more now to go skiing than to go to Disney World. That's going to drive skier-days down.

Mark Harrison

It costs me $50 to fill up. I'm cutting back on other things.

Anthony Chan

It could be the weather. Distribution costs increase with the cost of energy. Fertilizer goes up when energy goes up. There are various reasons for the surge.

David Cook

Jail overcrowding -- that's what's driving everybody's car.

Mike McCue

Journalism is being pushed into a space where I don't think it should ever go, where it's trying to support the monetization model of the Web by driving page views. So what you have is a drop-off of long-form journalism, because long-form pieces are harder to monetize.

Bob Wilson

I think it makes people think and realize the hazards of driving and the need to be safe.

Carlos Delgado

I take a lot of pride in getting big hits and driving in big runs.

Detective Legros

He said he was just driving around and needed the money.

Brian Jenkins

He said he was driving on U.S. 250 and said someone ran in front of him.

Spike Milligan

His vibrato sounded like he was driving a tractor over a ploughed field with weights tied to his scrotum.

John Silvia

I think it's just oil and optimism about the New Year. I think oil is the driving factor due to the warmer weather, but people are now looking for better than expected (fourth-quarter) earnings, better than expected retail sales number. There's a host of good numbers out there.

Pete Egan

I think that?s a factor driving that far and trying to get your legs under you. If we can set the tone right away before they get their legs under them that can help us.

Stephen Graham

I wouldn't rule out L.A. life, but I love England. I have a lovely house and nice garden, I walk my kids to school - family is most important to me.

Ari Fleischer

Kennebunkport has a very strong sense of family for him.

Roberto Alomar

John Hirschbeck is a wonderful person with a wonderful family. I'm so glad that we have become friends.

Kelly Hoppen

Jude loves her, and he's really showing that. The whole family can see they are trying to make it work.

Jerry Davis

Jobs are a great therapy. If you have a job, you can find a way to get health insurance. You can support your family -- on and on and on.

Patricia Johnson

It ain't about the money, it's about the people. I see them more than some of their family do.

Quentin Thomas

I talked to my family back home and my mom and we just prayed on it. It was something I went through and I'm not going to sit here and say it was something I'm glad I went through ? but it's helped me.

Josh Duell

I talked to my family about that, and they're fine with it. They just wanted me to be happy.

Robbie Loomis

I think it's a good time for me to reprioritize my personal life and get things figured out there. In life, for years, I've had racing, God and family. I'm trying to get it God, family then racing.

Barack Obama

I also think the media's presence simply raised the question: If the media could get to these places, why couldn't the federal government?

Vicki Arroyo

It is going to be a piecemeal approach, people are not going to know what their regulatory commitments are from one state to another. And you are then going to have different product standards in different states. It just doesn't make sense. We need a federal policy and that is what we are trying to promote.

Alex Jones

I know this, the Federal Reserve is private and the I.R.S. is screwing us.

Roy Wilson

I think we have some lessons to learn from the past week, realizing the federal government is not going to come to our rescue in the first 72 hours,

Graham Fraser

It is madness that the federal government is still spending millions on teaching middle-aged bureaucrats how to pass language tests rather than sending young, enthusiastic recruits to the public service to work in another language and culture.

Steve Cooper

I will not support putting the responsibility of the plan in the hands of the federal government.

Adam Kidan

I have cooperated fully with the federal investigation for the past three years because I have nothing to hide.

Robert Taylor

I don't know what they think going federal is going to do for the local people. It's actually going to do nothing.

John Dwyer

I'd be happy to have the federal government join us in the prosecution.

Sondhi Limthongkul

He is very arrogant, insulting other people and running the government as a one-man show. He is worse than a tyrant.

Sean McCormack

has talked about the need for reform in Uzbekistan. Very basically, the Uzbekistan government needs to trust its people." ()

Najib Razak

We can transform the government and the economy, as well as democracy, in Malaysia.

P. J. O'Rourke

Guns are the ultimate bulwark against government misbehavior.

Umar Juoro

He runs things day by day. You can't run government like that.

Wazhma Mojaddidi

He said what he said because he thought he was telling the government what they wanted to hear.

Ernest Wamba

It comes at a time when the government pretends it wants dialogue, but instead it is killing people indiscriminately.

Rick Blount

I thought for sure the government at some level would have solved my problems for me, but since that doesn't look like it's going to happen, we have to go this route.

Buzz Aldrin

I think you have to talk to your congressman to try to get the government to want to work with the private sector.

Tim Carter

There are so many things that can go wrong and so many hidden costs.

Simonides Simonides

There is no better test of a man's work than time, which also reveals the thoughts which lay hidden in his breast.

Don Hewitt

He had a knack for getting things out of people that others never got out of them niches and hidden moments that they never shared with anyone. But they did with Mike.

Granth Sahib

In the hidden and in the obvious, He is pervading all places. Our light merges into the Light.

Bill Dougherty

These are not marquee-name stars. These are hidden stars.

Tim Hutchinson

The freight train has stowaways hidden all the way through.

Jeff Gaulton

Taboo has a lot of hidden meanings. We're going to leave that up to your imagination.

Mo Ibrahim

Modern slavery is a hidden crime and notoriously difficult to measure.

J. M. G. Le Clezio

To understand the hidden secret of the modern industrial world in which I find myself, I have to return to another world. That world is at once wartime Nice and the plantation - the sugar isles on which Europe's prosperity was built.

Clark Yingst

I suspect 'Well we're in a directionless market' is likely to persist until we get a better read on how much higher rates will go.

Fred Powell

It hit at around 1 a.m., ... The mayor had been on TV telling everyone to get to higher ground, but I knew as much about getting around in New Orleans as I know about Mars.

Dave Curry

There is nobody here at all. Ian Thorpe pulling out obviously has a lot higher significance.

David Howell

There is going to be a lot higher scoring than last year and I am very pleased.

Tom Schrader

We're off our highs, but we're trying to work it back higher again.

Bradley Hunter

When home prices are so much higher than median incomes, it makes for an unhealthy economy.

Tom Daschle

We've got to rise to a higher level,

Deb Bennett

We switched to a zone, higher up and more aggressive. Our kids played hard. I thought we matched Bingham's aggressiveness more in the second-half.

Josh Bernoff

I thought they would start higher and work their way down. The problem is, you can't go up.

Oscar Gonzalez

I would think the probability of a move (on interest rates) would be somewhere around the 40 percent range.

John Kessel

Kafka is not interested in documenting the manners and mores of any particular place; he is not interested in probing the psyche of individual characters.

Len Lichtenfeld

I suspect that there will be a significant interest in getting better tests into the mainstream.

Scott Shapiro

I think it's 18 teams that have shown interest.

Alex Tang

I think investors will very soon realize that interest rates and oil prices are still going up. A big selling may be near.

George Burley

It can have a snowball effect. With the national side doing well there is more interest in the game, which is great.

Lisa Presley

Having kids was the smartest thing I've ever done. They're little sponges who come into the world with a clean, shiny slate and such pureness. I'm interested in having more kids.

Jerry Colangelo

He's having a sensational season. Obviously, we've got interest (in Anthony) because of where he is with his interest and his maturity.

Ron Hilliard

He should have a big year. He's been rated by Dennis McCarty as one of the top linemen in the state. Michigan State, Penn State and Rutgers are very interested in Dan.

Tony Pulis

I wouldn't be surprised if Preston signed somebody this week. They've got the money to go out and spend a loan fee.

Peter Jackson

He is still on loan for another week and we will look to get something sorted out around then.

Linda Hilton

It is legalized loan sharking at its worst.

Wislawa Szymborska

Nothing's a gift, it's all on loan

Deborah Verniest

You want to be really prepared to move forward, with your plans and permits, when that loan comes through.

Sean Murphy

On a typical loan day, the price would be about $30, versus $740 right now.

Scott Hoyt

It just suggests that consumers, particularly lower-end consumers, are going to be more stretched when these loans reset, with potentially negative implications for spending growth.

Irish Proverbs

It's beter than the loan you couldn't get.

Lynn Lawrance

They might be able to make payments for you in the short run. Summarize the terms in writing so there won't be any misunderstanding down the road whether this was a loan or a gift.

Angus T. Jones

Jake from 'Two and a Half Men' means nothing. He is a non-existent character.

Janet Weiss

Just really be yourself, and if being yourself means you play two snare drums and nothing else, then play two snare drums and nothing else! Really figure out who you are and how you want your drums to feel because it's a very emotional instrument.

Craig Williams

I think it means a lot to the stable

Jerry Jeff Walker

'Gonzo' means taking an unknown thing to an unknown place for a known purpose. But sometimes we're lost in an unknown place for no known purpose.

Chris Higginbottom

Going to the state tournament means lot for our team, the school and the community. I think it's been six years since they've been, and to go in my first year here, there's just nothing sweeter.

Matthew Glotzbach

We're in the first inning of an extra-innings game. By no means are we at the point where search is perfect.

Ralph Norris

We've got to look at ways and means of being more competitive. We operate in a market.

Roy Oswalt

To get 20 is great, but to get to the playoffs means more.

Ed Howat

I think that number is staggering. It means a lot to have a rate that high.

Robin Zander

The biggest culprits in the housing fiasco came from the private sector, and more specifically from a mortgage industry that was out of control.

Chris Gabrieli

I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment.

Carol Rebello

I made all my payments on time, but I never got a mortgage bill.

Dexter Holland

You can't sing about the same things as you did when you were 20; it would be ridiculous to sing about, I don't know, being in the quad. You can't really write about mortgage payments or stuff like that... but you can talk about 'let's make the world a better place.'

Julia Gillard

I'm angry and I understand why Australians paying mortgages are angry.

Martin Lewis

It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.

John Porter

It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage.

Suze Orman

Opt for a fixed-rate rather than an adjustable-rate mortgage.

Jennifer Ellison

I got a mortgage at 17! I didn't even know you could get a mortgage at 17.

Eric Swanson

I think in the long run, it'll pay off,

Harry Anderson

What you get when you come here is you pay way too much for my stuff, but you get it signed by me, demonstrated by me,

Josh Thomas

He really works with you and pays attention.

Darren Clarke

He said, 'You do know which TV tower I was talking about, don't you? I said, 'Yeah, the one on the right.' And he said, 'No, it was the one on the left.' It was all my fault. I didn't really pay that much attention.

Bryan Colangelo

He's a thug, and I want him out. He's always been a thug. I'll do everything in my power to see that he pays for it.

Bill Dudley

I think you have to be somewhat skeptical about the payroll number.

Jay Bender

I think a reading of the statute supports that it has to pay something for on-reservation children.

Anja Thiessen

I will have to pay 12 percent of my salary for six years.

Robby Gordon

I will pay him back. NASCAR, listen. He's getting it back big time.

Russ Jones

Our rates only go up once a year, and that's in June.

John Seabrook

In the nineteen-eighties, rates of obesity started to rise sharply in the U.S. and around the world. By the nineteen-nineties, obesity reached epidemic proportions.

Scott Berry

And as rates go higher, that should go higher, too.

Mark Kantrowitz

It's a no-brainer at this point. You want to consolidate before rates rise,

Jeremy Friesen

The view on where U.S. rates go seems to be most contentious.

Glenn Thomas

And, we have been struggling with our rates ever since.

Greg Hymowitz

With rates going higher, I'm staying away from the old-economy stocks.

John Kline

Let's get one thing straight: No one wants Stafford loan interest rates to increase.

Lawrence Yun

Obviously, many renters have become homeowners as rates have fallen.

Warren Buffett

I'll bring my tax returns; you bring yours. I'll meet you anytime anywhere.

Wesley Snipes

I was never charged with tax evasion. I've never been a tax protester.

Robert Orben

Did you ever get to wondering if taxation without representation might have been cheaper?

Winston Churchill

There's no such thing as a good tax.

Andrew Zarnett

Plainly said, the (Pennsylvania) tax is too high.

Ken Johnson

The FCC has levied an unconstitutional tax on telephone companies,

Tim Pape

Taxation without representation? No, they're getting taxed, and they're getting represented.

Kent Conrad

It will make tax controversies more expensive, more intrusive and more inconvenient for taxpayers.

Len Burman

Non-compliance amounts to a tax of about $2,000 on every taxpayer.