Christopher Clarke
Christopher Clarke
card credit insulated providers retailers store
Retailers and store card credit providers are, we have found, effectively insulated from competitive pressures.
associated charges fully interest levels paying percentage rate results store taken
At the same time, consumers' sensitivity to APR (annual percentage rate interest rate) levels and other charges is low. Taken together, this results in store cardholders who take up credit, and associated insurance, paying more than they would in a fully competitive market,
area awhile looks monopoly rather time
one area at a time rather than just plopping things down, that after awhile it just looks like a big Monopoly board.
associated fully paying results store
This results in store cardholders who take up credit, and associated insurance, paying more than they would in a fully competitive market.
acceptable beneficial body cases executive fine line scenarios
There are scenarios where it would be a beneficial and acceptable tool, but there are also cases where it could be a usurping of power. This is a fine line the executive body is going to have to walk.
card consumer credit features market providers retailers store
There are features of the store card market that effectively insulate retailers and consumer credit providers from competitive pressures.