Dave Ramsey
Dave Ramsey
David L. "Dave" Ramsey IIIis an American financial author, radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt...
NationalityAmerican
ProfessionRadio Host
Date of Birth3 September 1960
CityAntioch, TN
CountryUnited States of America
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We started in our living room on a card table in our living room, and we have a multi-million dollar company and we know it can be done without borrowing a dime. It takes a while to get it started and to turn the wheel over, but the next time it's easier and the next few hundred times, it's easier than that. Have a budget where you reinvest a percentage of every dollar you earn to grow it.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
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You must learn to control your money, or to the permanent deprivation control you
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The first step in taking control of your money is to stop borrowing money. Start using cash today.
passionate matter legacy
Be intense, passionate, and fired up, but about things that matter, things that change your life and your legacy.
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More wealth doesn't fix your life. More wealth makes you more of what you already are.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
motivation enemy enabling
Enabling is the enemy of motivation.
You've got to tell your money what to do or it will leave.
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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When leadership set the goals by themselves, they are not goals, they are quotas.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'