Dave Ramsey
Dave Ramsey
David L. "Dave" Ramsey IIIis an American financial author, radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt...
NationalityAmerican
ProfessionRadio Host
Date of Birth3 September 1960
CityAntioch, TN
CountryUnited States of America
news rockets finance
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
excellence evangelists
Be an evangelist with your excellence.
children hard-work house
My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
real leader boss
Bosses push, Leaders pull. Real leadership is servant leadership.
powerful giving contentment
Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
successful people president
We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president.
responsibility looks like-you
Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
men common rich
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
pay investing investment
I would not pre-pay. I would invest instead and let the investments cover it.
rain months causes
Save 3-6 months of expenses in a Rainy Day fund. Know why? Cause it is going to rain, and you aren't the exception.
writing comfort expenses
The creature comforts we tend to rationalize as "business expenses I can write off."
needs marketers materials
Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
successful giving guy
Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
hard-work passionate making-money
The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.