Dave Ramsey
Dave Ramsey
David L. "Dave" Ramsey IIIis an American financial author, radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt...
NationalityAmerican
ProfessionRadio Host
Date of Birth3 September 1960
CityAntioch, TN
CountryUnited States of America
bad choose feed instead save school work
You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.
dreams man says works
I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them.
hard-work passionate making-money
The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
perseverance integrity hard-work
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don't owe anyone an apology for winning.
children hard-work house
My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
hard-work wealth hard
Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
ability bad bag boot camp creates graduate high kids learn meet open school talking work
I'm not talking about Hitler's boot camp for kids or something. But they do need to learn to work, ... Graduate from high school with something more than the ability to open a bag of Doritos and play Nintendo. That's a bad plan. Work creates money. I meet 54-year-olds that haven't got that one down.
built element estate hands million money plan wealthy
It is pretty much for the wealthy in the sense if you have over $1 million in assets, you've got to have some other things you're doing to keep the government's hands off the money in the process. Of course, the first element of the big estate plan is the will. There may be trusts, some other things built into that. That's not for everybody. It is something you kind of need to think through.
cover instead invest led
I would not pre-pay. I would invest instead and led the investments cover it.
offered rejected save
We offered to save them about $413,000 a year. They rejected us out of hand.
business type wants
I think that anyone who wants to start their own business can, but not any type of business.
avoid ira unless
You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.
card
My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.
care enjoy finance financial life money month mortgage toward
You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.