David Wray
David Wray
factor matching
When times are tough, your matching contributions are going to go down. It's a factor of profitability.
designed ensure limits none plan
The plan will be designed to ensure that none of these (and other) limits are violated.
argument bottom compelling speaks
Have a compelling argument that speaks to the bottom line.
treated
Everyone has to be treated the same, ... eligibility is not a big expense.