Denis LaPlante
![Denis LaPlante](/assets/img/authors/unknown.jpg)
Denis LaPlante
boost franchise pattern
They got into a pattern of under-investing in their franchise to try and boost revenues.
certainly close costs credit cycle historic likely losses next quality
When it comes to credit quality and provision for losses at the banks, if we're not at historic lows, we're certainly close to cycle lows. It's likely credit costs are going to be going up next year.