Ed Mierzwinski
![Ed Mierzwinski](/assets/img/authors/unknown.jpg)
Ed Mierzwinski
cards credit daily emergency interest life offer paying percent pizza start
Credit cards offer convenience. Credit cards offer emergency life preservers. If you start to use your credit card for daily expenses, and you start paying for pizza at 18 percent interest -- do the math.
consumer encouraged lawsuits penalty pressure responding
I'm encouraged that some issuers are doing this. I think penalty fees are a disingenuous way of making money, ... I'm encouraged the marketplace is responding to pressure from lawsuits and consumer complaints.
card change companies credit law rates terms
The law allows credit card companies to change your rates and terms at any time, for any reason.
banning card consumer gift led limiting month states unfair
States and consumer advocates think that gift card fees, such as deductions every month if you don't use the card, are unfair to consumers. Many states, led by California, have enacted legislation severely limiting or even banning such fees.
cards increase trying
They are trying to increase the use of debit cards to increase their profits.
cell clear consumers greater industry locked purpose report survey
The purpose of the report and the survey ... is to make it clear to the FCC that the cell-phone industry is not competitive, that consumers are locked in a cell and they need greater protection,
finding improvement seen slight
We've seen some slight improvement ... but we are finding too many playgrounds that are unsafe.