Eric Tyson
Eric Tyson
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A major illness or some other unavoidable problem can cause people to fall short of their financial goals, but more often than not, long-standing barriers to dealing well with money are to blame. I've worked with more people who need to overcome significant obstacles in their attitudes and behaviors concerning money than those who just need a bit of sound financial advice.
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At a lot of Vanguard funds the minimum investment is $3,000. That's a big chunk of money.
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I promise that once you try living with an older fuel-efficient car, cooking instead of dining out five days a week, and paying with cash, you'll realize that you're just as happy as you were in your free-spending old life. In fact, you'll be happier. Less money anxiety and more time spent at home with your family will make the 'sacrifices' seem inconsequential.
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Higher income earners are more likely to be audited because there is more tax money at stake, ... The IRS is a business, they have employees and they do not have time to let them audit people if they are only going to earn $2 worth of tax.