Howard Dvorkin
Howard Dvorkin
Howard Dvorkin is a CPA, author, national columnist, and founder of the nation’s fourth-largest credit counseling agency. He has controversially advocated a cash-only lifestyle without credit cards...
budgets everybody fat
Everybody has 15% to 20% of fat in their budget.
budget courses extremely families high people properly purposely school talk taught
Most people don't budget properly because they're not taught to. There are no courses I know of, especially in the high school level. A lot of families purposely don't talk about finances; I think that's extremely detrimental.