James Chessen
James Chessen
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She is so smart, it's scary. She's very much a theoretician, but it's always directed toward what's practical and possible.
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The last two quarters have not been pretty. Gas prices are taking huge chunks out of wallets, leaving some individuals with little left to meet their financial obligations.
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Signs of financial stress still are present. The persistent interest rate increases by the Federal Reserve and record high gas prices in the third quarter provided a one-two punch that continued to inflict pain on personal budgets.
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With job growth strong over the last year and gas prices easing by year-end, the delinquency picture has brightened considerably.
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What we're recommending is that people take out as much cash as they would need for a long weekend. And if you're relying on credit cards, request copies of your credit report before and after the century change so you can spot and correct any Y2K errors immediately.