John Herrmann
![John Herrmann](/assets/img/authors/unknown.jpg)
John Herrmann
John Theodore Herrmann was a writer in the 1920s and 1930s and is alleged to have introduced Whittaker Chambers to Alger Hiss...
aware consumers continued credit disposable drive growth income personal rein relative total
Consumers have continued to drive consumption more out of total income growth than out of credit expansion. Consumers are well aware that they have to rein in credit relative to personal disposable income.
downside
The downside for them on the appraisal is it could come in at $650,000.