Kalman Chany
Kalman Chany
deadlines received
Be careful, because some deadlines are for when the applications need to be postmarked, some are for when they need to be received and some are for when they need to be processed,
desperate figure improve less likely
The more they figure you're desperate to attend, the less likely it is they will improve your package, because they figure you'll go anyway,
debt net paid reduce value
If you paid down credit-card debt that would reduce the net value of your savings.