Keith Ernst

Keith Ernst
evidence interest led lower regulation research shows
Our research shows substantial evidence that regulation led to lower interest rates.
cancer clear danger debate dollars federal improve laws lending losing otherwise people protect reached stage state thousands wiped
Predatory lending is a cancer that should be wiped out. We've reached a new stage in the debate over predatory lending laws. It's clear that state laws improve substantially on federal law and protect people who would otherwise be in danger of losing thousands of dollars - or even their homes.
cancer laws lending needs programs roll state wiped wrong
Predatory lending is like a cancer that needs to be wiped out. Congressional programs that would roll back state laws are going in the wrong direction.
carolina north states tells
That tells you North Carolina was indistinguishable from states without laws.