Lori Lucas
Lori Lucas
accustomed growing market perhaps simply until volatility waiting
Perhaps participants are growing accustomed to market fluctuations or they are simply waiting until the volatility subsides.
employers funds lifestyle trying vehicles workers
Employers are trying to give workers vehicles ? such as lifestyle funds ? that make diversification easier.
employees engaged investing last market plans retirement savings strong
Employees investing in their 401(k) plans profited from a strong market last year, but they still weren't engaged in the retirement savings process,
anecdotal annual average choice choices evidence proactive sure
The average person is not making any choices on a proactive basis, on an annual basis. We have more anecdotal evidence that the individuals are not really sure what the choices are.
group thinking
Clearly, this is a challenging group to get thinking about their futures.
improves instead retire retirement save
If you save just 2% more and retire at 67 instead of 65, it dramatically improves your retirement outlook.
actively employees good investment manage safer
In many cases, employees don't actively manage their 401(k) portfolios because they don't know how to make good investment decisions, ... They feel safer doing nothing.