Luke Swarthout
![Luke Swarthout](/assets/img/authors/unknown.jpg)
Luke Swarthout
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree.
barrier bill charges college five gradually known lower next shown studies
Studies have shown that high; unmet need is a barrier to college for many low-income students. The bill will gradually lower charges for some students, known as origination fees, over the next five years.