Mark Kantrowitz
Mark Kantrowitz
lowest point rates view
It is and it isn't. It is from the point of view that rates are the lowest they've ever been.
rates
It's a no-brainer at this point. You want to consolidate before rates rise,
worth
This is a no-brainer. It's worth your while to consolidate now.
awards few money simply tend
There are very few scholarships that give money simply for breathing. Probably most of the scholarships are merit-based. Awards that are need-based tend to be loans.