Mark Milner
Mark Milner
loans risk transfer
These non-traditional loans transfer risk to the borrower.
declines high next number price risk
In a number of areas, particularly on the coasts, they have a high risk of price declines in the next two years.
appears balance bay gotten home prices
In the long run, home prices and incomes have a balance to them, and right now in the Bay Area, it appears they've gotten out of balance.
expect slowing trend
We expect to see the continuation of the slowing trend in many markets.
appreciation coming landing markets percent soft
What we're anticipating is a soft landing nationally. The markets will be coming back to their long-term average, which is a 4 percent to 6 percent (annual) appreciation rate.