Mark Savage
Mark Savage
african allow base drivers driving due good higher instead insurance latinos primarily rates records
Insurers are penalizing many African Americans and Latinos with good driving records by charging them higher rates just because of their zip code. These disparities are due to discriminatory insurance regulations that allow insurers to base their rates primarily on where drivers live, instead of how well they drive.
consumers lesson
I think the lesson for consumers is?read the contract.
calculated claim cover disturbing fault loss paying people premium risk
There are a lot of people who will not make a claim even if the loss isn't their fault and is well over the deductible. What's disturbing is that you're paying a premium that is calculated to cover the risk that you actually use the policy.