Marty Heires
Marty Heires
bank discuss industrial meets merits welcome
We welcome the opportunity, during this hearing, to discuss the merits of our industrial bank application, which we feel meets all regulatory requirements.
We see a lot of unjustified Wal-Mart bashing.
customers form lower pay realize return savings
We would like to pay our own bank, and then realize those savings so we can return that to our customers in the form of lower prices.
document expect locate next open oppose provide report seem simply since stolen stores unions wherever
This report is simply a listing of all stores we expect to open over the next 12 to 14 months, and many are already under construction. Since the unions oppose us wherever we locate our stores, this new stolen document doesn't seem to provide them any advantage.
bankers branches charged community open simply
Many community bankers have charged that we are going to open branches around the country. That simply isn't true.
customers pleasant serving technology utilize
Serving our customers is what it's all about. The idea is to utilize technology to make our customers' experiences as pleasant as possible.
cannot company officer protection release rely sign
Coughlin as an officer of the company cannot fraudulently sign a release and then rely on the release for protection from prosecution.
benefit consumers help local lower prices
The way it will benefit local consumers is this will help us lower prices for our customers.
groups moment number
A number of these groups are seizing the moment to go after Wal-Mart, and that's kind of part of our world these days. But not a lot of what they have to say is really germane to the application.
bill effect intend
This bill would have no effect on us because we do not intend to branch-bank. We have pledged not to branch.
bank branch branches possibly ways
We have now said we will not branch in as many ways as we can possibly say it. If this bank is approved, you will not see any Wal-Mart branches in any of our stores.
congress intend listen
We've told Congress and everyone else who will listen that we don't intend to branch.
bank broader chairman forward hearing industrial insurance issue lengthy letter loan operate public regulation
Chairman Greenspan's lengthy letter is about the broader issue of regulation of Industrial Loan Corporations. We look forward to the (Federal Deposit Insurance Corporation) public hearing on our application to operate an industrial bank in Utah.
bank customer floor office operate proposal sixth small
It is really something that the customer won't see. Our proposal is to operate a small bank that will be housed in a sixth floor office suite.