Maxine Sweet
Maxine Sweet
accounts balance consumer creditors expect next normally pay reflected report updates
Creditors normally report updates to their accounts only once a month, so a consumer can't pay down the balance and expect it to be reflected on the report the next day.
proper sure
Be sure you have proper documentation to back up any deductions you claim.
accounts applying considered credit deal equity factors helpful history home issues notice payment risky score
If you notice anything questionable, such as accounts you don't recognize, or payment disputes, deal with those issues before applying for a home equity loan. It can also be helpful to have your credit score which will tell you specifically the factors in your credit history that could be considered risky by lenders.