Michael Kidwell
Michael Kidwell
cards fit needs vary
Cards vary dramatically. Some of them fit your needs more than others.
balances fail minimum people send transfer
A lot of people will transfer their balances (to a lower-rate card), but then fail to send more than the minimum due.
checks clients credit offer safety type unions
Some credit unions may not offer things like safety deposit boxes, cashier's or certified checks. We've actually had clients who weren't able to get those type of checks from their credit unions.
consumer creditor risk
This way the creditor risk is minimized, but (the consumer still has the convenience of having a credit card).