Michael Spencer
![Michael Spencer](/assets/img/authors/michael-spencer.jpg)
Michael Spencer
Michael Alan Spenceris a British businessman; the chief executive of ICAP plc, the world's leading interdealer broker. He was also the owner of spread betting firm City Index until 2014...
housing market recession united united-states
The housing market has never triggered a recession in the United States.
nice mean dark
Without the incarnation, Christianity isn’t even a very good story, and most sadly, it means nothing. “Be nice to one another” is not a message that can give my life meaning, assure me of love beyond brokenness, and break open the dark doors of death with the key of hope.