Michelle Singletary
![Michelle Singletary](/assets/img/authors/unknown.jpg)
Michelle Singletary
sometimes guts
Sometimes your gut is right. And sometimes not.
cheating cheat
If we don't want the companies to cheat on us, we shouldn't be cheating on them.
drinking kids drug
My kids have to maintain good grades. They have to be involved in activities. They have to report to me how thing are going. I watch for any activity that would steer them wrong - drinking, drugs, etc. So their skin in the game is knowing the money won't be there if they don't do their part.
numbers half firsts
The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9 percent in 2010 to 28.8 percent during the first half of 2011.
roof-over-your-head financial ifs
You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.
sick worry growth
Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time.
mistake people financial
The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.
couple years track
To get started, track your expenses for a couple of months. Then you should be able to start filling in your estimated debits and deposits for the next few months. Once you get it rolling for a while, you will be able to see your budget for the upcoming months reflected in the estimated totals. You can even notice year-to-year trends, like bonuses, tax bills, etc. that come up routinely and it will help you budget accordingly.
homework protect
We have to protect ourselves by doing our own homework.