Mike Fratantoni

Mike Fratantoni
gets harder mortgage parts somebody trouble
If somebody gets in mortgage trouble in Iowa, it's a little harder to get out from under it than in other parts of the country.
economy expect increase remains
Even if the economy remains very strong, we would expect an increase in the delinquency and foreclosure rate.
behave manner market rest similar
It is a substantial part of the market and it is going to behave in a manner similar to the rest of the market because it's such a big component.
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.