Pat Jennerjohn
Pat Jennerjohn
good job plan retirement
I'd like to see him working at a job that has a good retirement plan like a 401(k).
connects mind money
There's a very important neurological connection. Your mind connects money with money.
carrying february gone january people
Think about carrying them through. A lot of people make resolutions in January and by February they're gone with the wind.
clients expect returns
I tell clients to expect returns of 8 percent.
commitment
I would never use (a loan) for a long-term commitment.
investing money point portfolio prudent saving works
Saving and investing and being prudent about your portfolio is going to get you to the point where your money works for you.
bonds last noses people turned until
People turned their noses up at bonds until last year. They're there to stabilize your portfolio.
ambition buying change lottery secret tech
He has a secret ambition he's going to IPO and be a millionaire. This tech shakeup is going to change a lot of people's thinking. It's an upscale way of buying a lottery ticket. It doesn't come into the plan.
hard money
It's psychologically hard to take money out of things that are doing well and put money in things that aren't doing well.
difference
It's pre-tax dollars, so if you put away $100 it's only a $60 difference in your paycheck.
bring exercise grim joy later lives money people rather realizing resolution saving stop thinking
People need to make a resolution to stop thinking about saving as deprivation. It's money for the future. We look at saving as a rather grim exercise rather than realizing that it's going to bring joy to our lives later on.
advisor hire objective unplug wait year
Wait one year before you do anything, and hire an objective advisor and an attorney. And unplug your phone.