Paul Patterson
![Paul Patterson](/assets/img/authors/unknown.jpg)
Paul Patterson
consumers cost deals limited lower rates savings terms
Regulators often want to see some of the synergies and cost savings from these deals come back to the consumers in terms of lower rates or limited rate increases. Usually there are some givebacks in terms of rates.
adverse affect costs crop cut easy grow growing negatively reducing revenue
Reducing costs without negatively impacting revenue is a challenge. It's easy to cut costs if you don't grow a crop, but not growing a crop has a pretty adverse affect on revenue.