Ric Edelman
Ric Edelman
Fredric Mark "Ric" Edelman is the chairman and CEO of Edelman Financial Services, LLC, the author of several personal finance books and the host of a syndicated weekly personal finance talk radio show called The Ric Edelman Show. Edelman was ranked the #1 Independent Financial Advisor in the United States by Barron’s in 2009, 2010, and 2012. For 2011, Edelman was ranked #2. He is an alumnus of Glasborro State College, now Rowan University, with a bachelor's degree in communications...
advantages certain consumer contract convinced gambling generally material present ready risk tax unaware withdraw
You are gambling on tax advantages being present in 20 years when you are ready to withdraw from the contract and I'm not convinced that's going to be true, ... I think that the consumer is generally unaware of certain material facts, particularly the tax risk and compensation issues.
financial plans
Hope is not a financial plan.