Richard Palmer
![Richard Palmer](/assets/img/authors/unknown.jpg)
Richard Palmer
Richard Jeffrey Charles Palmer-Jamesis an English musician, best known for having written lyrics to several songs by the progressive rock group King Crimson in the early 1970s...
ProfessionSongwriter
Date of Birth11 June 1947
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Payment cards remain powerful tools to streamline costs and reduce purchase cycles. Our survey indicates that average cost per transaction with a purchasing card is only 25 percent of the average cost to complete a traditional, paper-based transaction. Driven by new technologies and advances in electronic and management controls, methods and procedures, the potential for U.S. federal payment cards programs remains great.
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But they have to be encapsulated to be useful in real-world applications. In the past, encapsulation spoiled the very material properties we're after.