Shailendra Bhandari
Shailendra Bhandari
high income increase interest largely margin nature retail
The high interest margin was largely because of the retail nature of our business. But we also wanted to increase the fee-based income of the bank.
class indians management middle opportunity serious target wealth
The idea is to target the hard-core middle class customer. Wealth management is a serious opportunity for us, as Indians become financially more mature.
bank brought business increased medium merger retail
The merger with Bank of Punjab has brought new business lines, especially in its SME (small and medium enterprises) portfolio, and increased our low-cost retail deposit base.
either looking scaling ways
We are looking at ways of scaling up the SME business, either through partnerships or otherwise.