Zeng Jun
Zeng Jun
banks billing form interest paid
Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...
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Singapore's economic fundamentals are good. Together with such low interest rates available for mortgage financing, it makes perfect sense for real estate private equities to buy into Singapore...
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Property prices may drop, but I do not think it will drop that fast. The consumers are more financially educated as compared to the last crisis, plus the interest rates are very low now...
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The money you pay to the bank as interest has zero percent chance of it returning back to you. Save on that and reinvest that on any other things. Now that is lean financial management.
advise against both economic floating housing initial interest loans low lowest market people point rate rates result
The interest rates are at its lowest point now because of the economic turmoil. People in the market are going for floating housing loans because the combination of both the teaser rate and low interest rate, result in initial rates that are irresistible. I advise against you against that ...
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It would be in your best interest to refinance your home loan right now, making good use of the low interest rates. You would not want to be making high installment payments during an economic slowdown. It is just not sensible to do so.
money
Too much money is not always good, because money complicates matters.
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What makes a good leverage financier? One who can effectively control debts and do not allow the debts to control him...
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Unlocking the equity in your private property can be one of the best ways to finance the buying of a new business...
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China to reduce capital lending in the domestic market. Aiming to create structural changes to present economy by deleveraging from exports and focus on increasing domestic consumption...
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He who feels pain when paying off debts is not fit to leverage on debts as an investment strategy
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You are never paying the price at which you purchase your house, unless you paid for it in full cash without any leverage...
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Attempting to develop a piece of land without doing the appropriate due diligence can lead to unexpected surprises during the project. Failing to do so is one of the main reason as to why companies can go bankrupt after the project has commenced.
assume charge managing personal role
Never assume your lender will take charge of your finance. Take a pro-active role in managing your own personal finance. It is your matter, not theirs.